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VideoFound: Long haired Dachshund puppy, on Old Corpus Christi Rd., several weeks ago, I have posted his picture everywhere, to no avail. Please help! 210-355-1594 call or text! 
Found: Calico cat, female, white, orange, and black, on CR 352, La Vernia. 210-667-1052.
If you are missing a pet in Floresville, be sure to check the Floresville holding facility. Animals are only kept for 3 days. Contact Las Lomas K-9 Rescue, 830-581-8041.
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Help Wanted

The 81st & 218th Judicial District Community Supervision and Corrections Department (Adult Probation) is currently seeking a qualified applicant for the position of Supervision Officer for ATASCOSA COUNTY. Requirements: A Bachelor’s degree recognized by the Texas Higher Education Coordination Board in Criminology, Corrections, Criminal Justice, Law Enforcement/Police Science, Counseling, Pre-Law, Social Work, Psychology, Sociology, Human Services Development, Public Administration, or a related field that has been approved by the Community Justice Assistance Division (CJAD), or one year of graduate study in one of the above mentioned fields, or one year experience in full-time casework, counseling, or community or group work that has been approved by CJAD.  This position requires some evening and/or weekend work. Salary: Negotiable, plus Regular State benefits. Closing Date: Resumes will be taken until November 4, 2014. Procedure: Applicants should submit a typed resume and copy of college transcript to: Mario Bazan, Director, 914 Main Street, Ste #120, Jourdanton, TX  78026 The 81st & 218th Judicial District Community Supervision and Corrections Department is an Equal Opportunity Employer. 
Mission Road Ministries is a nonprofit organization serving more than 825 children and adults with intellectual & other developmental disabilities each day with residential, day services and vocational programs in San Antonio, Texas helping clients reach independence, productivity and inclusion in the community. Seeking Residential Care Professionals for our Children and Adult Programs; FT, PT.  $8-$10.25/hr. depending on experience and education.  Must be at least 21 years of age; pass background check and drug testing.  Interviews every week. Call for an appointment, 210-924-9265.
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Savvy Senior


Social Security help




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Disclaimer:
Jim Miller is responsible for this content, which is not edited by the Wilson County News or wilsoncountynews.com.
Jim Miller
The Savvy Senior
August 17, 2011 | 1440 views | Post a comment

Dear Savvy Senior,

Can you recommend some good resources that can help me decide when to start my Social Security retirement benefits? I’ll be 62 early next year and want to carefully weigh all my options, but could use some help.

Nearing Retirement



Dear Nearing,

Figuring out the best age to start claiming your Social Security retirement benefits is an important financial decision. The difference between a good decision and a poor one could cost you tens of thousands of dollars over your retirement, so doing some homework and weighing your options now is a very smart move.



What to Consider

As you may already know, you can claim Social Security any time from age 62 to 70, but the longer you wait, the larger your monthly check. But there are actually many factors you need to take into account to help you make a good decision, including your current financial needs, your health and family longevity, whether you plan to work in retirement, whether you have other retirement income sources, and if you’re married, your spouse’s situation.

To help you compare your options and make an informed decision, there are a number of resources and services available depending on how much assistance you need.



SSA Tools

A good place to start is at the Social Security website. Just go to socialsecurity.gov and click on the “Retirement” tab at the top of the page and access their “Plan for Retirement” tools where you can estimate your benefits at different ages and get guidance based on your personal situation.

Or, if you would rather have face-to-face assistance, call 800-772-1213 and schedule an appointment to visit with a claims representative at your nearby Social Security office.

The Social Security Administration also offers a bevy of free publications (see ssa.gov/pubs) that you can have mailed directly to you. “Retirement Benefits,” “When To Start Receiving Retirement Benefits” and “How Work Affects Your Benefits” are three popular publications for those nearing retirement.



Other Resources

If you need help in addition to what the government offers, some good resources include the “Social Security Claiming Guide” which is published by the Center for Retirement Research at Boston College. This easy-to-read 24-page guide sorts through all the options, spells out how much you can get, and answers frequently asked questions. Go to socialsecurityclaimingguide.info to read it online or to print a copy for free.

Another good publication is “When to Take Social Security Benefits: Questions to Consider” (see whentotakesocialsecurity.info). Offered by the National Academy of Social Insurance, a nonprofit research and educational group, this 16-page booklet uses a question-and-answer format to guide you through the key issues. To get a free hardcopy mailed to you, call 202-452-8097.

You can also get help online at websites like analyzenow.com, which offers a free tool called “Social Security Planner” that helps singles and couples calculate the best time to take their retirement benefits. And AARP’s new Social Security Benefits Calculator (www.aarp.org/socialsecuritybenefits), which lets you estimate how much you’ll receive in monthly and lifetime benefits, based on your salary and your age when you file. Or, for a $40 annual fee, maximizemysocialsecurity.com provides a comprehensive new tool to help retirees, spouses and survivors make decisions to maximize their benefits.

If, however, you’d like more personalized help, there are financial advisors and investment advisor firms that for a fee can assist you by taking you through the specific claiming strategies. One such firm is Social Security Solutions (socialsecuritysolutions.com, 866-762-7526), which offers three levels of service including their “Premium Plus” plan that runs multiple calculations and comparisons, recommends a best course of action in a detailed report, and gives you a one-on-one session with a Social Security specialist over the phone to discuss the report and ask questions. Fees for their services range between $20 and $125.

Jim Miller is a contributor to the NBC “Today” show and author of The Savvy Senior book. Send your senior questions to: Savvy Senior, P.O. Box 5443, Norman, OK 73070, or visit http://SavvySenior.org.
 
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