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If you are missing a pet in Floresville, be sure to check the Floresville holding facility. Animals are only kept for 3 days. Contact Las Lomas K-9 Rescue, 830-581-8041.
Lost: Chocolate Lab, 1 year old, Hwy. 775 and Eagle Creek area, Floresville. We are desperate to find her, please help. Call 210-215-9132.
Lost: Pit Bull, red/white female, off 319 and Hidden Deer in La Vernia, no collar, sores on front legs from allergies. 210-310-4458.
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FARM HAND NEEDED, must have experience. Call Tom at 210-410-5038.
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Scam Central


Don’t let scammers skim money from your wallet




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August 19, 2011 | 1,550 views | 1 comment

BBB urges consumers be cautious when using ATMs and card swiping machines

SAN ANTONIO, Texas -- Before getting money out at the ATM or filling up their gas tank, Better Business Bureau advises consumers to take a minute to inspect the machine before swiping a credit or debit card. Card skimming is becoming more common.

According to the ATM Industry Association, card skimming is defined as the unauthorized capture of magnetic stripe information by modifying the hardware or software of a payment device, or through the use of a separate card reader. Once consumers swipe their card through the fake card reader, their account information is automatically sent to the waiting criminals. In addition, thieves may use hidden cameras attached near a machine to record the consumer’s hand movements to obtain their personal identification number.

The criminals download the stolen information and encode it to a blank card, then proceed to withdrawal money from the victim’s account. According to Bankrate.com, debit and credit card skimmers steal nearly $1 billion annually from unsuspecting consumers.

“Card skimming is a common crime,” said Michael Urban, Sr. Director of Global Fraud Solutions with FICO. “Many times criminals will intercept card information by hacking computer systems ... to capture payment card information.”

To reduce the growing number of consumers victimized by this crime, BBB offers the following tips:

· Inspect the ATM -- Avoid using ATMs in poorly lit or low trafficked areas. Experts often recommend choosing a bank ATM over standalone ATMs in public places. Look for new or suspiciously placed cameras and unusual signage. Don’t hesitate to walk away and use another ATM if something appears out of the ordinary.

· Protect your PIN -- When entering your PIN, cover the keypad with your other hand to protect your private information from any cameras in the vicinity. FICO also recommends you periodically change your PIN.

· Monitor your statements -- Even the most careful person can fall victim to skimmers. Keep a close eye out for suspicious charges on the itemized breakdown of your accounts. Through your financial institution, you can also sign up for alerts that will notify you when certain types of transaction occur.

· Report fraud immediately -- Report any fraudulent activity to your bank as soon as you discover it. Consumer protections for debit and credit cards vary but depend largely on when the fraudulent activity is reported.

To check the reliability of a company and find trustworthy businesses, visit http://bbb.org.
 


Your Opinions and Comments

 
Elaine K.  
Floresville  
August 19, 2011 7:29am
 
 
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