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Lost: Small black and white tortoise shell cat, 1-1/2 years old, since Aug. 8, Country Hills area, La Vernia, very friendly, "Cinnamon" but responds more to "Kitty," rhinestone collar with bell, shots and spayed, family loves and misses her terribly. Reward! 210-725-8082.

VideoLost Shih Tzu male-Golden Brown from CR 320 in Floresville If you have any information please call 210-452-1829 or 832-292-3305
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Poppy's Barbecue in Stockdale is currently accepting applications for a cook. Apply in person at 301 S.H. 123 N., Stockdale, across from Lowe's Groceries. Call 830-996-1052.
IMMEDIATE OPENING: ACCOUNT SPECIALIST Fast paced finance company Must be Responsible and Self-motivated. Reliable Transportation, Valid Driver’s License, Car Insurance required. APPLY DIRECT: WESTERN FINANCE 540 10TH ST,#122 FLORESVILLE, TX
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Scam Central


Don’t let scammers skim money from your wallet




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August 19, 2011 | 1,681 views | 1 comment

BBB urges consumers be cautious when using ATMs and card swiping machines

SAN ANTONIO, Texas -- Before getting money out at the ATM or filling up their gas tank, Better Business Bureau advises consumers to take a minute to inspect the machine before swiping a credit or debit card. Card skimming is becoming more common.

According to the ATM Industry Association, card skimming is defined as the unauthorized capture of magnetic stripe information by modifying the hardware or software of a payment device, or through the use of a separate card reader. Once consumers swipe their card through the fake card reader, their account information is automatically sent to the waiting criminals. In addition, thieves may use hidden cameras attached near a machine to record the consumer’s hand movements to obtain their personal identification number.

The criminals download the stolen information and encode it to a blank card, then proceed to withdrawal money from the victim’s account. According to Bankrate.com, debit and credit card skimmers steal nearly $1 billion annually from unsuspecting consumers.

“Card skimming is a common crime,” said Michael Urban, Sr. Director of Global Fraud Solutions with FICO. “Many times criminals will intercept card information by hacking computer systems ... to capture payment card information.”

To reduce the growing number of consumers victimized by this crime, BBB offers the following tips:

· Inspect the ATM -- Avoid using ATMs in poorly lit or low trafficked areas. Experts often recommend choosing a bank ATM over standalone ATMs in public places. Look for new or suspiciously placed cameras and unusual signage. Don’t hesitate to walk away and use another ATM if something appears out of the ordinary.

· Protect your PIN -- When entering your PIN, cover the keypad with your other hand to protect your private information from any cameras in the vicinity. FICO also recommends you periodically change your PIN.

· Monitor your statements -- Even the most careful person can fall victim to skimmers. Keep a close eye out for suspicious charges on the itemized breakdown of your accounts. Through your financial institution, you can also sign up for alerts that will notify you when certain types of transaction occur.

· Report fraud immediately -- Report any fraudulent activity to your bank as soon as you discover it. Consumer protections for debit and credit cards vary but depend largely on when the fraudulent activity is reported.

To check the reliability of a company and find trustworthy businesses, visit http://bbb.org.
 

Your Opinions and Comments

 
Elaine K.  
Floresville  
August 19, 2011 7:29am
 
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