Sunday, December 21, 2014
1012 C Street  •  Floresville, TX 78114  •  Phone: 830-216-4519  •  Fax: 830-393-3219  • 

WCN Site Search


Lost & Found


VideoFound: Cute short legged dog, neutered male, near Wilson County Show Barn, red collar and flea collar, sweet. Call 801-791-0613.
Found: Great Pyrenees in La Vernia. Call or text to claim 830-581-8041.
Found: Small brown male dog, Hwy. 181 N., Floresville. Call 830-393-6272.
More Lost & Found ads ›

Help Wanted

Eagle Wrecker is looking for a licensed wrecker driver, must be able to tow and recover vehicles, be 25 years of age with a clean driving record, and be able to pass a drug test. Person must be willing to be on call 24/7. Call 830-393-6125 if you're up to the challenge.
Your #1 Advertising Resource! Call 830-216-4519.
More Help Wanted ads ›

Featured Videos





Video Vault ›
Richardson Chevrolet homeRE/MAX homeTNMC

Consumer Updates


Protect Yourself From Identity Theft




E-Mail this Story to a Friend
Print this Story

Disclaimer:
The author of this entry is responsible for this content, which is not edited by the Wilson County News or wilsoncountynews.com.
October 3, 2011 | 1,509 views | 1 comment

More than 10 million Americans become victims of identity theft each year, as crooks steal names, Social Security or credit card numbers and use them to commit fraud or other crimes. That personal information is as good as gold to criminals and they will go to any means to get it.

It is amazing to many Americans to learn how easy it is to obtain the needed information without even breaking into a house. Thieves may use something as simple as “Dumpster Diving”, rummaging through trash looking for bills or other paper with personal information on it. Or, they may try “Phishing”, pretending to be financial institutions or companies while sending spam or pop-up messages to get the unsuspecting victim to reveal personal information.

The U.S. Department of Justice reports that many ID theft cases originate with “shoulder surfing”, watching from a nearby location while the victim punches in a telephone calling card or credit card number or eavesdropping on a conversation as you give your credit card number over the telephone to a hotel or car rental agency.

The Internet is an appealing place for criminals to obtain identifying data, such as passwords or even banking information. Many people respond to spam, unsolicited E-mail promising some benefit but asking for identifying data.

“With enough identifying information about an individual, a criminal can take over that person’s identity to conduct a wide range of crimes,” The Justice Department warned. This information can be used for false applications for loans and credit cards, fraudulent withdrawals from bank accounts, or obtaining other goods or privileges which the criminal might be denied if he were to use his real name.

To avoid becoming a victim, the Justice Department asks consumers to be stingy with personal information.

“Start by adopting a ‘need to know’ approach to your personal data. A person who calls you and says he’s from your bank, doesn’t need to know information that’s already on file at the bank. Also, the more information you have printed on your personal bank checks---such as Social Security number or home telephone number, the more personal data you are handing out routinely to people who may not need that information.

“If someone you don’t know calls you on the telephone offering a “major” credit card or “prize” but asks for personal data, ask them to send a written application form. If they won’t do it, hang up. If they do, review it carefully.

“If traveling, have your mail held at your local post office, or ask someone you know and trust to collect and hold it until you return. Ask a neighbor to remove and hold circulars, newspapers or other tell-tale items that would indicate no one is home.

“Check your financial information regularly and look for what should be there and what shouldn’t. If someone has gotten your financial data and made unauthorized debits or charges, checking your monthly statements carefully may be the quickest way to find out.

“If someone has managed to get access to your mail or other personal data and opened any credit cards in your name or taken any funds from your bank account, contact your financial institution or credit card company immediately to report these transactions and to request further action.”

By taking these precautions, you can save yourself hours of sleepless nights trying to remedy the harm not only to your credit report, but to your good name and reputation.

This information is provided with the understanding that the association is not engaged in rendering specific legal, accounting, or other professional services. If specific expert assistance is required, the services of a competent, professional person should be sought.

Compiled by Terry Young, Media Information Services and provided as a public service by the Independent Bankers Association of Texas (IBAT) and the IBAT Education Foundation, 1700 Rio Grande St, Austin, TX 78701, 512-474-6889..
Consumer Tips October 2011
 
« Previous Blog Entry (September 30, 2011)
 


Your Opinions and Comments

 
Elaine K.  
Floresville  
October 3, 2011 4:49pm
 
 
New post.
 

Share your comment or opinion on this story!


You must be logged in to post comments:



Other Consumer Updates

Abrego Lake
Pursch Motors
Sherwood Surveying
Sacred Heart School
Caraway Ford
Drama Kids International
Pat Brown Realtors, Inc. home
WCN border security forum video 2014
Hoelschers home
John D. Foster home
Wilson's Auto Chooser
Floresville EDC
DDS Dentures & Dental Services Right-side banner
Heavenly Touch homeBlue Moon Karaoke & DJEast Central Driving SchoolVoncille Bielefeld homeChester WilsonAllstate & McBride RealtyTriple R DC Experts

  Copyright © 2007-2014 Wilson County News. All rights reserved. Web development by Drewa Designs.