Friday, November 21, 2014
1012 C Street  •  Floresville, TX 78114  •  Phone: 830-216-4519  •  Fax: 830-393-3219  • 

WCN Site Search


Lost & Found

Found: Horse off FM 775. Call with detailed description to retrieve. 210-325-7871.
If you are missing a pet in Floresville, be sure to check the Floresville holding facility. Animals are only kept for 3 days. Contact Las Lomas K-9 Rescue, 830-581-8041.
Missing cat near heb grey striped with small white patch on her chest and white paws. Her stripes also make the shape of an M on her forehead. 6826221626
More Lost & Found ads ›

Help Wanted

The Atascosa County Juvenile Justice Center is now hiring for the position of part time Juvenile Supervision Officer I. Applicants must have at minimum a high school diploma/G.E.D., be at least 21 years of age, able to pass a criminal background check and pre-employment drug screening. Interested applicants should pick up application at the Atascosa County Juvenile Probation Dept. located at 1511 Zanderson Ave., Jourdanton, TX 78026. Applications must be submitted by November 21, 2014.
Western Beverages, hiring for a Store Associate, full-time, 35 hours per week. The candidate must have great customer service skills and the ability to lift up to 50 lbs., have experience in cash/credit card transactions, be reliable, must be over the age of 21 and able to pass a background check. Benefits available after 90 days. Interested applicants may apply in person at Western Beverages, 301 10th Street, Suite 1, Floresville, TX or apply online at www.westernbeverages.com.
More Help Wanted ads ›

Featured Videos





Video Vault ›

Savvy Senior


Eye care coverage




E-Mail this Story to a Friend
Print this Story

Disclaimer:
Jim Miller is responsible for this content, which is not edited by the Wilson County News or wilsoncountynews.com.
Jim Miller
November 16, 2011 | 1,299 views | Post a comment

Dear Savvy Senior,

Does Medicare cover eye care? I had excellent vision insurance through my employer for many years but lost it when I retired, and now am confused as to what Medicare actually covers. What can you tell me?

Living on a Budget

Dear Living,

Many retirees are confused with what Medicare will and won’t cover when it comes to eye care. Here’s a breakdown of how Medicare handles different types of vision care services, along with some additional tips that can help you get affordable care when needed.

• Medicare Coverage

If you have original Medicare (Part A and B), it’s important to know that “routine” vision care like eye exams, eye refractions, eyeglasses, or contact lenses are generally not covered. But, “medically necessary” eye care usually is. Here’s a list of what is covered:

•Eye surgeries: Any surgical procedure that helps repair the function of the eye like cataract removal, cornea transplant, glaucoma surgery, etc.

•Eyeglasses or contacts: Only if you’ve had cataract surgery.

•Medical eye exams: Only if you’re having vision problems that indicate a serious eye condition like macular degeneration, retinopathy, glaucoma, or dry eye syndrome.

•Glaucoma screenings: Annual screenings for those at high risk (have diabetes, a family history of glaucoma, are African-American or Hispanic).

•Diabetic eye exams: If you have diabetes, yearly exams for diabetic retinopathy.

•Macular degeneration: Certain treatments are covered.

You also need to be aware that of the eye care services that are covered by Medicare, you’re still responsible for 20 percent of the cost -- Medicare pays the other 80 percent. To help with this out-of-pocket expense, some Medigap supplemental policies provide gap coverage. Or, if you have Medicare Advantage, some plans provide eye care benefits. Be sure you check with your plan administrator.

•Ways to Save

If you find your eye care needs aren’t covered, or you can’t afford the 20 percent out-of-pocket that Medicare doesn’t cover, there are other ways to save. For starters, if you need a refractive eye exam or a new pair of eyeglasses, many optometrists and eyeglass dealers offer discounts -- usually between 10 and 30 percent -- to seniors who request it. Memberships in groups like AAA and AARP can also provide lower rates.

Another way to get low-cost eye care is at an optometry school. Many offer affordable care provided by students that are overseen by their professors. See opted.org for a directory of schools and their contact information.

•Assistance Programs

Depending on where you live, there may also be some local clinics or charitable organizations that provide free or discounted eye care or eyeglasses. Put in a call to your local Lions Club to see what’s available in your area. To reach your local club, visit lionsclubs.org or call 800-747-4448 to get the number to your state Lions Club office, which can refer you to your community representative.

Or, if you need medical eye care, check into EyeCare America. This is a national program that provides comprehensive medical eye examinations to seniors age 65 and older, and up to one year of treatment at no cost. They accept Medicare or other insurance as full payment. And if you don’t have insurance, care is free. To learn more or to find out if you qualify, visit eyecareamerica.org.

If you’re under age 65, some other services that can help include Mission Cataract USA (missioncataractusa.org), which provides free cataract surgery to low-income people who don’t have insurance; Vision USA (aoa.org/visionusa.xml, 800-766-4466), which provides free vision care to uninsured and low-income workers and their families; and the Knights Templar Eye Foundation (214-888-0220, knightstemplar.org/ktef), which provides financial assistance for eye surgeries to low income people who don’t have private insurance.

Jim Miller is a contributor to the NBC “Today” show and author of The Savvy Senior book. Send your senior questions to: Savvy Senior, P.O. Box 5443, Norman, OK 73070, or visit http://SavvySenior.org.
 
« Previous Blog Entry (November 9, 2011)
 


Your Opinions and Comments

Be the first to comment on this story!

You must be logged in to post comments:



Other Savvy Senior

Resource Links savvy senior
Savvy Senior blog bio side
Allstate & McBride RealtyEast Central Driving SchoolTriple R DC ExpertsHeavenly Touch homeVoncille Bielefeld homeChester WilsonBlue Moon Karaoke & DJ

  Copyright © 2007-2014 Wilson County News. All rights reserved. Web development by Drewa Designs.