Friday, December 2, 2016
1012 C Street  •  Floresville, TX 78114  •  Phone: 830-216-4519  •  Fax: 830-393-3219  • 
holidayextravaganza2016.pdf

WCN Site Search


Preview the Paper Preview the Paper

Preview this week's Paper
A limited number of pages are displayed in this preview.
Preview this Week’s Issue ›
Subscribe Today ›

Lost & Found

Found: Red Chihuahua, male, friendly but frightened, need to find his owner, in Floresville. 830-534-6413.

VideoFound: Dog, chocolate color, on old Pittman Rd., be prepared to prove it's your dog, looking for owner. Call or text Tammy at 830-391-6662.
Lost: Male Great Pyrenees, all white, double dew claws on back legs, sweet, shy, not aggressive, Nov. 10, C.R. 404/405, neighbors heard 2 shots, any information appreciated. 830-393-0801.
More Lost & Found ads ›

Help Wanted

Warning: While most advertisers are reputable, some are not. Unfortunately the Wilson County News cannot guarantee the products or services of those who buy advertising space in our pages. We urge our readers to use great care, and when in doubt, contact the San Antonio Better Business Bureau, 210-828-9441, BEFORE spending money. If you feel you have been the victim of fraud, contact the Consumer Protection Office of the Attorney General in Austin, 512-463-2070.
ENTRY LEVEL HEAVY equipment operator career. Get trained - Get certified - Get hired! Bulldozers, backhoes, and excavators. Immediate lifetime job placement. VA benefits. 1-866-362-6497.
More Help Wanted ads ›

Featured Videos





Video Vault ›

South Texas Living


How much you’ll pay for Medicare in 2012




E-Mail this Story to a Friend
Print this Story
Jim Miller
The Savvy Senior
December 7, 2011 | 1,727 views | Post a comment

Dear Savvy Senior,

I know we will be getting a slight increase in our Social Security checks next year but what about our Medicare costs? What will the Medicare premiums and deductibles cost seniors in 2012?

Looking Ahead

Dear Looking,

The new Medicare premium, deductible, and co-pay charges, for 2012 were all announced a few weeks ago and the news was actually pretty good. Here’s a breakdown of what retirees can expect to pay for Medicare starting in January.

2012 Premiums

For most Medicare beneficiaries who enrolled in 2009 or earlier, your monthly premiums for Part B (which covers doctor visits and outpatient care) will increase only $3.50 to $99.90 in 2012. That’s much less than was predicted by the government earlier in the year.

The increase is the first in four years for most people with Medicare, mainly because of the federal law that freezes Part B premiums when there’s no Social Security cost-of-living adjustment (COLA), which was the case in 2010 and 2011. But, Social Security recently announced a 3.6 percent COLA for 2012.

That 3.6 percent increase will boost monthly Social Security checks by an average of about $43 for retirees next year. So, even after your Part B premiums get deducted from your Social Security checks, you’ll still have about $40 more every month.

The news for younger retiree is even better. Medicare Part B beneficiaries that enrolled in 2010 who’ve been paying $110.50 per month, and those that enrolled this year (in 2011) who are currently paying $115.40 per month, will see their Part B premiums go down to $99.90.

And for high-income beneficiaries, who’ve been paying higher Part B premiums because their annual incomes are more than $85,000, or $170,000 for joint filers, they too will see their monthly Part B premiums drop in 2012. Here’s a breakdown of what they will pay next year based on their income level.

•Individuals with incomes of $85,000 to $107,000, or married couples filing joint tax returns with incomes of $170,000 to $214,000, will pay $139.90 per person per month for Part B. That’s a $21.60 reduction from this year’s premium.

•Individuals earning $107,000 to $160,000, or married couples with incomes of $214,000 to $320,000, will pay $199.80 -- a $30.90 reduction.

•Individuals with incomes of $160,000 to $214,000, or couples with incomes of $320,000 to $428,000, will pay $259.70 -- a $40.20 reduction.

•Individuals over $214,000 or couples above $428,000 will pay $319.70 each per month for Part B. That’s $49.40 less than this year.

Other Medicare changes you need to know about that will affect all beneficiaries include the Part B deductible, which will be $140 in 2012, a decrease of $22. And the deductible for Part A, which covers inpatient hospital care, will rise by $24, to $1,156 next year.

For more information on all the Medicare premiums and coinsurance rates for 2012 see medicare.gov/cost or call 800-633-4227.

Help with Premiums

If you’re a high-income beneficiary and your income has fallen since 2010 (the tax year used to determine your 2012 premiums) you may be able to reduce or eliminate your Medicare Part B premium surcharge. To qualify, your income loss must be tied to a life-changing event such as a marriage or divorce, a job loss or reduced work hours (including retirement), loss of income from income-producing property, or cuts in pension benefits. To learn more, see ssa.gov/pubs/10536.html.

And for lower-income retirees who are having a difficult time paying their Medicare costs, help is available through Medicare Savings Programs. These are Medicaid-administered programs that pay Part B premiums and depending on your finances may even pick up the tab on your copayments and deductibles. To find out if you qualify, contact your local Medicaid office -- call 800-633-4227 for contact information.

Jim Miller is a contributor to the NBC “Today” show and author of The Savvy Senior book. Send your senior questions to: Savvy Senior, P.O. Box 5443, Norman, OK 73070, or visit http://SavvySenior.org.
 

Your Opinions and Comments


Be the first to comment on this story!


You must be logged in to post a comment.




Not a subscriber?
Subscriber, but no password?
Forgot password?

South Texas Living Archives


Full article available to Wilson County News subscribers only. Click here to subscribe. Ballet school plans Dec. 3 performance (November 30, 2016)
Full article available to Wilson County News subscribers only. Click here to subscribe. Celebrate the holidays at Christmas Along the Corridor (November 30, 2016)
Full article available to Wilson County News subscribers only. Click here to subscribe. Church plans Children’s Christmas Party (November 30, 2016)
Full article available to Wilson County News subscribers only. Click here to subscribe. Coca-Cola tray (November 30, 2016)
Full article available to Wilson County News subscribers only. Click here to subscribe. Counting our blessings for the wonderful care from the VA, part II (November 30, 2016)
Full article available to Wilson County News subscribers only. Click here to subscribe. Elmendorf to offer parade, festivities (November 30, 2016)
Full article available to Wilson County News subscribers only. Click here to subscribe. Experience O’ Bethlehem at St. Ann’s (November 30, 2016)
Full article available to Wilson County News subscribers only. Click here to subscribe. Happy 10th birthday, Mu Chi! (November 30, 2016)
Full article available to Wilson County News subscribers only. Click here to subscribe. LV Lions Craft Show (November 30, 2016)
Full article available to Wilson County News subscribers only. Click here to subscribe. Make memories at River Bend Rejoice (November 30, 2016)
Full article available to Wilson County News subscribers only. Click here to subscribe. Recalling the community that once was Camp Ranch (November 30, 2016)
Full article available to Wilson County News subscribers only. Click here to subscribe. Rock ’n’ Roll Marathon (November 30, 2016)
Full article available to Wilson County News subscribers only. Click here to subscribe. Sheriff Santa Soup Kitchen is Dec. 4 (November 30, 2016)
Full article available to Wilson County News subscribers only. Click here to subscribe. Shop LVUMC annual Christmas Bazaar (November 30, 2016)
Full article available to Wilson County News subscribers only. Click here to subscribe. Stockdale FFA honors former students with tree dedication (November 30, 2016)
Full article available to Wilson County News subscribers only. Click here to subscribe. Stockdale Main Street Christmas Dec. 3 (November 30, 2016)
Full article available to Wilson County News subscribers only. Click here to subscribe. Stockdale Masonic Lodge plans Pancake Breakfast (November 30, 2016)
Full article available to Wilson County News subscribers only. Click here to subscribe. There’s no excuse for going hungry (November 30, 2016)
Full article available to Wilson County News subscribers only. Click here to subscribe. Yulefest in Seguin Dec. 4 (November 30, 2016)
Full article available to Wilson County News subscribers only. Click here to subscribe. ‘Enjoy Hometown Christmas Cheer’ in Floresville Dec. 9 (November 30, 2016)
Full article available to Wilson County News subscribers only. Click here to subscribe. Alone for the Holidays (November 23, 2016)
Full article available to Wilson County News subscribers only. Click here to subscribe. Apply for upcoming Master Gardener class (November 23, 2016)
Full article available to Wilson County News subscribers only. Click here to subscribe. Arrange a phone call from Santa (November 23, 2016)
Full article available to Wilson County News subscribers only. Click here to subscribe. Bishop honored for promotion of Polish heritage (November 23, 2016)
Full article available to Wilson County News subscribers only. Click here to subscribe. Christmas on the Svoboda farm in the 1920s (November 23, 2016)
Full article available to Wilson County News subscribers only. Click here to subscribe. Food Addicts in Recovery Anonymous offers free meetings (November 23, 2016)
Full article available to Wilson County News subscribers only. Click here to subscribe. Get to dancing at the Floresville Opry Christmas Spectacular! (November 23, 2016)
Full article available to Wilson County News subscribers only. Click here to subscribe. Heartwarming holiday recipes from Wilson County cooks (November 23, 2016)
Full article available to Wilson County News subscribers only. Click here to subscribe. Holiday Covered Dish Dinner (November 23, 2016)
Full article available to Wilson County News subscribers only. Click here to subscribe. Letters from Wilson County, Part II (November 23, 2016)
Full article available to Wilson County News subscribers only. Click here to subscribe. Library’s grand reopening set (November 23, 2016)
Full article available to Wilson County News subscribers only. Click here to subscribe. Lutheran church plans Christmas Market (November 23, 2016)
Full article available to Wilson County News subscribers only. Click here to subscribe. Mesquite Traildrivers Craft Show, Cook-off is Nov. 26 (November 23, 2016)
Full article available to Wilson County News subscribers only. Click here to subscribe. Photo exhibit shows Opry in its prime (November 23, 2016)
Full article available to Wilson County News subscribers only. Click here to subscribe. Retired school group to meet in La Vernia (November 23, 2016)
Full article available to Wilson County News subscribers only. Click here to subscribe. St. Ann’s invites women to day retreat (November 23, 2016)
Full article available to Wilson County News subscribers only. Click here to subscribe. Teen MOPS plans meetings (November 23, 2016)
Full article available to Wilson County News subscribers only. Click here to subscribe. Trinket box (November 23, 2016)
Full article available to Wilson County News subscribers only. Click here to subscribe. Army drafts Elvis, fans get ‘All Shook Up’ (November 16, 2016)
Full article available to Wilson County News subscribers only. Click here to subscribe. Chalkware dog (November 16, 2016)
Full article available to Wilson County News subscribers only. Click here to subscribe. Church Thanksgiving Service (November 16, 2016)
Full article available to Wilson County News subscribers only. Click here to subscribe. Community Thanksgiving Service is Nov. 20 (November 16, 2016)
Full article available to Wilson County News subscribers only. Click here to subscribe. Counting our blessings for the wonderful care from the VA, part I (November 16, 2016)
Full article available to Wilson County News subscribers only. Click here to subscribe. Donate to ‘Fill The Bed’ through Nov. 17 (November 16, 2016)
Full article available to Wilson County News subscribers only. Click here to subscribe. Don’t spend it all in one place (November 16, 2016)
Full article available to Wilson County News subscribers only. Click here to subscribe. Enjoy a free Thanksgiving Feast Nov. 24 (November 16, 2016)
Full article available to Wilson County News subscribers only. Click here to subscribe. Get your turkey dinner in St. Hedwig (November 16, 2016)
Full article available to Wilson County News subscribers only. Click here to subscribe. Hear ‘Sounds of the Season’ in Boerne cave (November 16, 2016)
Full article available to Wilson County News subscribers only. Click here to subscribe. Jubilarians honored for milestone anniversaries (November 16, 2016)
Full article available to Wilson County News subscribers only. Click here to subscribe. Lone Star Greys to honor members (November 16, 2016)
Full article available to Wilson County News subscribers only. Click here to subscribe. San Antonio Stock Show & Rodeo releases 2017 entertainment (November 16, 2016)
Full article available to Wilson County News subscribers only. Click here to subscribe. Save the date for Roger Winkler Music Fest! (November 16, 2016)
Full article available to Wilson County News subscribers only. Click here to subscribe. Tickets on sale for SS Museum Banquet (November 16, 2016)
Full article available to Wilson County News subscribers only. Click here to subscribe. TOPS to meet Nov. 17 (November 16, 2016)
Full article available to Wilson County News subscribers only. Click here to subscribe. Trot with Road Runners group (November 16, 2016)
Full article available to Wilson County News subscribers only. Click here to subscribe. Young ‘phenom,’ Freddy Amaro, is taking his best shot (November 16, 2016)
Full article available to Wilson County News subscribers only. Click here to subscribe. Barbecue benefit to honor veteran (November 9, 2016)
Full article available to Wilson County News subscribers only. Click here to subscribe. Battling heart disease in women (November 9, 2016)
Full article available to Wilson County News subscribers only. Click here to subscribe. Enjoy Farm Day at Mission San Juan (November 9, 2016)
Full article available to Wilson County News subscribers only. Click here to subscribe. FHS class of ’53 reunites (November 9, 2016)
Full article available to Wilson County News subscribers only. Click here to subscribe. Flower garden ashtray (November 9, 2016)
Full article available to Wilson County News subscribers only. Click here to subscribe. La Vernia drum major keeps the beat (November 9, 2016)
Full article available to Wilson County News subscribers only. Click here to subscribe. Medicare Open Enrollment (November 9, 2016)
Full article available to Wilson County News subscribers only. Click here to subscribe. Pardon our dust! New mywcn.com under construction (November 9, 2016)
Full article available to Wilson County News subscribers only. Click here to subscribe. Participate in an Immersive Music Experience (November 9, 2016)
Full article available to Wilson County News subscribers only. Click here to subscribe. Pecan Jubilee packed with free fun (November 9, 2016)
Full article available to Wilson County News subscribers only. Click here to subscribe. Post 38 plans Spaghetti Dinner (November 9, 2016)
Full article available to Wilson County News subscribers only. Click here to subscribe. Poth pitcher pushes to new limits (November 9, 2016)
Full article available to Wilson County News subscribers only. Click here to subscribe. Register to Tee Off For Teachers (November 9, 2016)
Full article available to Wilson County News subscribers only. Click here to subscribe. Save your spot for Acoustic Music Camp (November 9, 2016)
Full article available to Wilson County News subscribers only. Click here to subscribe. See Shakespeare in the Park (November 9, 2016)
Full article available to Wilson County News subscribers only. Click here to subscribe. Voices and laughter ring down through the years (November 9, 2016)
Full article available to Wilson County News subscribers only. Click here to subscribe. Alamodome to house Music for All’s Bands competition (November 2, 2016)
Full article available to Wilson County News subscribers only. Click here to subscribe. Art deco (November 2, 2016)
Full article available to Wilson County News subscribers only. Click here to subscribe. Black Hill turkey dinner is Nov. 6 (November 2, 2016)
Full article available to Wilson County News subscribers only. Click here to subscribe. Chili & Bean Cook-off is Nov. 12 (November 2, 2016)
Full article available to Wilson County News subscribers only. Click here to subscribe. Craft show, cook-off seeks vendors, grillers (November 2, 2016)
Full article available to Wilson County News subscribers only. Click here to subscribe. En pointe – turning dreams into dancing (November 2, 2016)
Full article available to Wilson County News subscribers only. Click here to subscribe. Get crafty at LVISD Community Education classes (November 2, 2016)
Full article available to Wilson County News subscribers only. Click here to subscribe. Helping ancestors rest in peace (November 2, 2016)
Full article available to Wilson County News subscribers only. Click here to subscribe. Learn how to propagate native plants (November 2, 2016)
Full article available to Wilson County News subscribers only. Click here to subscribe. Oak Hills Church plans Fall Sale (November 2, 2016)
Full article available to Wilson County News subscribers only. Click here to subscribe. Recalling the times and people with polio (November 2, 2016)
Full article available to Wilson County News subscribers only. Click here to subscribe. Register for Pecan Jubilee bake-off (November 2, 2016)
Full article available to Wilson County News subscribers only. Click here to subscribe. Sculpture exhibit entries (November 2, 2016)
Full article available to Wilson County News subscribers only. Click here to subscribe. See the Alamo Metro Chorus in ‘Music Con’ (November 2, 2016)
Full article available to Wilson County News subscribers only. Click here to subscribe. Seniors as roommates (November 2, 2016)
Full article available to Wilson County News subscribers only. Click here to subscribe. Walk to help end hunger Nov. 6 (November 2, 2016)
WCN Photo Contest HHF
WWII Clippings HHF
Coupon Q&A HHF-right
coupon home-rght
Heavenly Touch homeVoncille Bielefeld home