Wednesday, June 29, 2016
1012 C Street  •  Floresville, TX 78114  •  Phone: 830-216-4519  •  Fax: 830-393-3219  • 

WCN Site Search


Preview the Paper Preview the Paper

Preview this week's Paper
A limited number of pages are displayed in this preview.
Preview this Week’s Issue ›
Subscribe Today ›

Lost & Found


VideoFound: male intact dog found in middle of road on 467 near Olmos loop area. Taking to a rescue or shelter soon. Cannot keep. If yours call Crystal at 830-832-4270.
Lost purse @ Maverick's Friday night June 24. Please return. No questions asked. Reward. 830-391-4013
*Includes FREE photo online! mywcn.com/lostandfound
More Lost & Found ads ›

Help Wanted

Maverick Grill is hiring wait staff, bus staff, line cook, and dishwasher. Apply in person Mon.-Fri. between 2-5 p.m., 6671 U.S. Hwy. 181 North, Floresville. 830-216-2712.
Floresville ISD is accepting applications at www.fisd.us for the position of Electrician, 260 days, 5 days per week, 8 hour workday.
More Help Wanted ads ›

Featured Videos





Video Vault ›
You’ve been granted free access to this subscribers only article.

Agriculture Today


Six ways to cut insurance costs




E-Mail this Story to a Friend
Print this Story
April 18, 2012 | 4,244 views | Post a comment

There is nothing that makes your wallet squeal louder today than pulling into the gas station and dropping $50. Gasoline prices have risen more than 12 percent over the past 12 months, and some experts are predicting they’ll reach $5 per gallon in the next six months.

The average household now spends $50 per month more on gasoline than last year, notes financial planner Rick Rodgers, author of The New Three-Legged Stool: A Tax Efficient Approach To Retirement Planning (www.TheNewThreeLeggedStool.com).

You can try to ease the pain at the pump by using your car less, but you should also look for other places to offset that extra $150. Car insurance is a good place to start.

According to the Insurance Information Institute, the national average auto insurance premium is $850 per year. Can you reduce that? Rodgers says you probably can. He offers six ways:

•Shop around regularly. The Internet makes it easy to compare costs for the same coverage, or you can get an independent insurance agent to shop for you. Contact the Independent Agents Association at 1-800-221-7917. (Be sure the company you go with has a good credit rating and claims-paying history).

•Bundle your coverage. Bundling is combining different types of policies (auto, homeowners, liability, etc.) with the same company. The most common combination is packaging your auto insurance and homeowners policies together. Or, find companies that will bundle auto insurance with renter’s or tenant’s insurance. Bundled packages usually result in a 10-percent to 15-percent savings.

•Ask for discounts. You may qualify for discounts, but you won’t know until you ask. They’re commonly offered for good driving records, anti-theft devices, vehicle safety features (anti-lock brakes, air bags, automatic seatbelts), low annual mileage, and insuring more than one car.

•Take a defensive driving class. The amount of discount varies by insurance company and from state to state, although most insurers offer a 10-percent discount on your premium for three years. AARP offers a driver safety program for those over age 50, and it’s available online.

•Increase your deductible. Do your auto and homeowners policies have low deductibles? If so, you may be able to reduce your premiums 15 percent to 30 percent by raising the deductible on your collision and comprehensive coverage. Make sure you have an emergency fund set aside to cover the cost of repairs before you make the change. But your homeowners policy may be the first place to consider raising the deductible, since statistics show the average homeowner files a claim only once every nine years. Be sure to check with your mortgage holder first; some specify maximums.

•Change cars. This is probably the most difficult savings tip to implement, but may have the largest impact on your premium. Used cars are cheaper to insure than new ones (excluding antiques); sports cars are more expensive to insure than minivans. Insurance companies like cars with safety features and low repair costs. Insure.com surveyed 900 vehicles in the 2012 model year and lists the rankings from the most expensive to least expensive on their website. Six of the 10 cheapest were minivans.
 

Your Opinions and Comments


Be the first to comment on this story!


You must be logged in to post a comment.




Not a subscriber?
Subscriber, but no password?
Forgot password?

Agriculture Today Archives


Full article available to Wilson County News subscribers only. Click here to subscribe. Add some ‘glads’ to your garden (June 29, 2016)
Full article available to Wilson County News subscribers only. Click here to subscribe. County Farm Bureau: Giving back to the community, more (June 29, 2016)
Full article available to Wilson County News subscribers only. Click here to subscribe. Dr. Johnson receives Honorary FFA degree (June 29, 2016)
Full article available to Wilson County News subscribers only. Click here to subscribe. Livestock Market Reports (June 29, 2016)
Full article available to Wilson County News subscribers only. Click here to subscribe. Pleasanton cowgirl represents Texas in Tennessee (June 29, 2016)
Full article available to Wilson County News subscribers only. Click here to subscribe. TDA Market Recap (June 29, 2016)
Full article available to Wilson County News subscribers only. Click here to subscribe. Texas Hay Report (June 29, 2016)
Full article available to Wilson County News subscribers only. Click here to subscribe. U.S. Cattlemen defend beef: Say no to ‘Meatless Monday’ (June 29, 2016)
Full article available to Wilson County News subscribers only. Click here to subscribe. County committee nomination period begins (June 22, 2016)
Full article available to Wilson County News subscribers only. Click here to subscribe. Hartmann takes the steer by the horns to win state championship (June 22, 2016)
Full article available to Wilson County News subscribers only. Click here to subscribe. La Vernia FFA wraps up school year with honors, scholarships (June 22, 2016)
Full article available to Wilson County News subscribers only. Click here to subscribe. Livestock Market Reports (June 22, 2016)
Full article available to Wilson County News subscribers only. Click here to subscribe. Root rot knocks out roses (June 22, 2016)
Full article available to Wilson County News subscribers only. Click here to subscribe. TDA Market Recap (June 22, 2016)
Full article available to Wilson County News subscribers only. Click here to subscribe. Texas Hay Report (June 22, 2016)
Full article available to Wilson County News subscribers only. Click here to subscribe. A student’s ag-related journey (June 15, 2016)
Full article available to Wilson County News subscribers only. Click here to subscribe. Family Land Heritage news (June 15, 2016)
Full article available to Wilson County News subscribers only. Click here to subscribe. Five dirty truths on agriculture (June 15, 2016)
Full article available to Wilson County News subscribers only. Click here to subscribe. Horseherb galloping through yards (June 15, 2016)
Full article available to Wilson County News subscribers only. Click here to subscribe. Kristin Storey: South Texas queen to compete for national title (June 15, 2016)
Full article available to Wilson County News subscribers only. Click here to subscribe. Livestock Market Reports (June 15, 2016)
Full article available to Wilson County News subscribers only. Click here to subscribe. Miller announces assistance for farmers devastated by floods (June 15, 2016)
Full article available to Wilson County News subscribers only. Click here to subscribe. No “rain, rain, go away” as precipitation persists (June 15, 2016)
Full article available to Wilson County News subscribers only. Click here to subscribe. Schwartz takes lead as Texas state veterinarian (June 15, 2016)
Full article available to Wilson County News subscribers only. Click here to subscribe. TDA Market Recap (June 15, 2016)
Full article available to Wilson County News subscribers only. Click here to subscribe. Texas Hay Report (June 15, 2016)
Full article available to Wilson County News subscribers only. Click here to subscribe. Texas Rural Leadership Program (June 15, 2016)
Full article available to Wilson County News subscribers only. Click here to subscribe. It’s almost rodeo time in Stockdale (June 8, 2016)
Full article available to Wilson County News subscribers only. Click here to subscribe. Livestock Market Reports (June 8, 2016)
Full article available to Wilson County News subscribers only. Click here to subscribe. Save seed pods for next fall (June 8, 2016)
Full article available to Wilson County News subscribers only. Click here to subscribe. TDA Market Recap (June 8, 2016)
Full article available to Wilson County News subscribers only. Click here to subscribe. Texas Hay Report (June 8, 2016)
Full article available to Wilson County News subscribers only. Click here to subscribe. Big Time Texas Hunts entries now on sale (June 1, 2016)
Full article available to Wilson County News subscribers only. Click here to subscribe. Burbridge leads the way in Buck Taylor roping event (June 1, 2016)
Full article available to Wilson County News subscribers only. Click here to subscribe. Farm Bureau solicits AgLead, FarmLead participants (June 1, 2016)
June 2016 Gardening Calendar (June 1, 2016)
Full article available to Wilson County News subscribers only. Click here to subscribe. Livestock Market Reports (June 1, 2016)
Full article available to Wilson County News subscribers only. Click here to subscribe. Save squash from vine borers (June 1, 2016)
Full article available to Wilson County News subscribers only. Click here to subscribe. State Farm Bureau testifies on agricultural use valuation (June 1, 2016)
Full article available to Wilson County News subscribers only. Click here to subscribe. TDA Market Recap (June 1, 2016)
Full article available to Wilson County News subscribers only. Click here to subscribe. Texas Hay Report (June 1, 2016)
Coupons ag-right
Triple R DC ExpertsVoncille Bielefeld homeHeavenly Touch homeAllstate & McBride Realty

  Copyright © 2007-2016 Wilson County News. All rights reserved. Web development by Drewa Designs.