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VideoFound dog, cream white and black male w/ blue collar walking on hwy 181 by new richardson chevy last night call 2102863515
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VideoFound 2 year old female Basset Hound at the corner of 360 Shorthorn & 204 Longhorn Rd, Stockdale. Contact Paula at 210-827-9583.
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Billing and Shipping Rep. needed for local manufacturer in Elmendorf. Responsibilities: customer service, sales order entry, bills of lading, Internet sales and shipping, filing, and answering phones. Requirements: high school diploma or GED, packaging and shipping knowledge preferred with DOT and HAZMAT. Excellent benefits offered. Apply in person at 7124 Richter Road, Elmendorf, TX or fax resume to 210-635-7999.
Karnes/Wilson Juvenile Probation Department is seeking the following positions: Juvenile Probation Officer: Must be degreed in Criminal Justice or related field with experience working with children and parents. Position is year round supervising juvenile offenders, making recommendations to court, curfew checks, and being on call. Attendance/Juvenile Probation Officer: Must be degreed in Criminal Justice or related field with experience working with children and parents. The Attendance Officer works same hours as the school districts providing prevention services to children and parents who have issues with truancy. Juvenile Probation Officer will manage a small caseload of juvenile offenders making recommendations to court, curfew checks, and being on call. Position is year round.  Individual must be versatile and able to separate prevention from intervention skills. Prevention Specialist: Position acts as a drill instructor within the environment of the Juvenile Justice Alternative Education Program (JJAEP). Follows JJAEP school calendar. This is a quasi-military program, so prior military experience a plus. Degreed individual preferred with experience working with children. Must be a Juvenile Supervision Officer or be able to obtain the certification. Administrative Prevention Specialist: Position acts as a drill instructor but takes on administrative assistant role to the Assistant Chief within the Juvenile Justice Alternative Education Program (JJAEP). Position will include direct contact with the child and parent. Must be a Juvenile Supervision Officer or able to obtain. Prefer degreed individual. Must have knowledge of military procedures. To apply send resume to n-schmidt@kwjpd.com.
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Consumer Updates


New Automobile Sharing/Renting Programs a Gamble, Says Asset Protection Specialist




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The author of this entry is responsible for this content, which is not edited by the Wilson County News or wilsoncountynews.com.
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May 31, 2012 | 2,696 views | Post a comment

If parents loan the family car to their child, they can be sued if an accident occurs. The same goes for anyone who loans a car to a friend in need. So, what happens when a third party like RelayRides is involved?

RelayRides is a peer-to-peer car rental or car-sharing service that went nationwide in March this year after launching in Boston in 2010. Many participants loan their cars as a good deed to open up parking along busy urban streets, promote environmentally sound habits or simply to help those in need of a ride. Most, however, opt to rent their vehicles for a variable rate -- usually about $10 per hour.

“Every car loaned or rented through the program gets $1 million in liability insurance coverage from RelayRides, but even that may not be enough,” says Hillel L. Presser, a lawyer specializing in asset protection planning and author of Financial Self-Defense (www.assetprotectionattorneys.com).

“When there’s an accident involving serious injuries, the victims simply have no choice but to sue for at least $1 million, and often more. If you rented the car and you have assets, you could become a target.”

Earlier this year, a man who rented a car through the program was killed in an accident while driving the wrong way on a highway, Presser says, citing a New York Times report. Four people in the car he hit were seriously injured.

“Medical expenses are expected to exceed RelayRides’ insurance coverage,” Presser says. “The owner of the car is a part-time Google systems administrator -- which means she probably makes good money. Who will pay the overage, and who might be sued, is still yet to be determined.”

In today’s world, lawyers have gotten very creative in what they’ll go after, which is why comprehensive protection of assets is absolutely crucial, he says.

Presser offers the following tips:

• Account for ALL of your assets: Not sure of what you have? Don’t wait for a plaintiff’s lawyer to tell you exactly what that is before he or she takes it from you. Take stock of valuable domain names, telephone numbers, intellectual property, potential inheritances, and other non-liquid assets.

• Liability insurance is no guarantee: Buy as much insurance as you can; it’s cheap and it helps you sleep at night. But realize that 70 percent of claims will not be covered. Your coverage may be inadequate for a particular suit, and your insurance company may go bankrupt. Having insurance and an asset protection plan is the belt-and-suspenders approach for hanging onto your pants.

• Convert non-exempt assets into exempt assets: State laws protect some personal assets from lawsuits and creditors. Those assets typically include your primary residence; personal items such as furniture and clothing; pensions and retirement funds; and life insurance. Find out the exemptions for your state and convert non-exempt assets, such as cash, into exempt assets, such as life insurance.

• Transfer your assets to a protective entity: The key to asset protection is to own nothing while controlling everything. Transfer any non-exempt assets out of your name to protective entities such as trusts, limited liability companies, limited partnerships and others.

• Don’t loan out your car -- even to your kid: If your children are going to drive, they should drive cars titled in their name alone. And if they pay for the cars themselves, you add another layer of protection. Courts may find that parents who are obviously paying for their children’s cars liable to some degree, even if the car title is in the child’s name.

“While everyone can take well-informed steps to further protect their wealth, there is no substitute for having an experienced legal professional review an estate -- all of it,” Presser says.

About Hillel L. Presser

Hillel L. Presser’s firm, The Presser Law Firm, P.A., represents individuals and businesses in establishing comprehensive asset protection plans. He is a graduate of Syracuse University’s School of Management and Nova Southeastern University’s law school, and serves on Nova’s President’s Advisory Council. He also serves on the boards of several non-profit organizations for his professional athlete clients. He is a former adjunct faculty member for law at Lynn University. Free copies of Financial Self-Defense are available through AssetProtectionAttorneys.com.
 
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