Saturday, July 23, 2016
1012 C Street  •  Floresville, TX 78114  •  Phone: 830-216-4519  •  Fax: 830-393-3219  • 

WCN Site Search


Preview the Paper Preview the Paper

Preview this week's Paper
A limited number of pages are displayed in this preview.
Preview this Week’s Issue ›
Subscribe Today ›

Lost & Found


VideoLost: Substantial reward for female American Bully safe return, La Vernia, no questions asked, we really miss her and want her safe and at home. Call 210-999-1132. 
*Includes FREE photo online! mywcn.com/lostandfound

VideoLost: Large black/white Pit Bull, last seen 3 weeks ago, Hwy. 97 between Floresville and Pleasanton. If found call 830-391-5660.
More Lost & Found ads ›

Help Wanted

LANDSCAPE laborer/foreman needed asap, must have transportation, $9-$12 per hour, based on experience. Apply today, start tomorrow! Call 830-534-2903.  
Diesel Mechanics needed at Coastal Plains Trucking to work in the following locations: Stockdale, TX; Charlotte, TX; and Jal, NM (housing provided at this location only). These positions are full-time and offer medical, dental, vision, STD, Life, 401k benefits and bi-weekly pay. Mechanic Responsibilities: Vehicle Maintenance and Repair on Transport and Bobtail Tanker trucks. Qualifications: Must have own tools, Certification in brakes is a plus, Experience preferred working on diesel trucks, Prefer experience working on Kenworth and Peterbilt trucks and PACCAR, Cummins and engines, Experience changing tires and performing all PM work; Detail oriented, organized, takes pride in work and is safety minded. Compensation: Depending on experience – hourly pay with overtime. CDL NOT REQUIRED. To apply log in to www.coastalplainsllc.com to complete an application or contact Human Resources at 830-996-3002.
More Help Wanted ads ›

Featured Videos





Video Vault ›

Savvy Senior


Searching for forgotten money




E-Mail this Story to a Friend
Print this Story

Disclaimer:
Jim Miller is responsible for this content, which is not edited by the Wilson County News or wilsoncountynews.com.
Jim Miller
July 25, 2012 | 1,943 views | Post a comment

Dear Savvy Senior,

I’ve heard that there are resources available that can help people look for lost or forgotten money left behind by their deceased relatives. When my mother and father passed away, their financial affairs were in such a mess, I’m wondering if there was anything I overlooked. What can you tell me?

Searching Son



Dear Searching,

Lost or forgotten money is actually quite common in the United States. In fact, according to the National Association of Unclaimed Property Administrators, nearly $33 billion in unclaimed assets is sitting in state treasuries and other agencies just waiting to be found.

These unclaimed assets are from some 117 million accounts that are inactive or whose owners or their heirs cannot be located. Unclaimed assets can include things like lost or forgotten investments or bank accounts, Social Security payments, utility deposits, tax refunds, life insurance proceeds, stocks, uncashed dividends, and more.

This typically happens because of a change of address (the owner moved), a name change (the owner got married or divorced), or the owner dies and the estate was unaware of the money or the heirs could not be located. By law, companies and financial institutions that can’t find the owner or their next of kin within two to five years must turn the property over to the state, where it’s held indefinitely.

Where to Search

It’s very possible that your deceased parents, or you, have some unclaimed assets out there and you don’t even know it. To start your quest, go to missingmoney.com or unclaimed.org, both of which contain records from most state unclaimed property programs.

Check every state in which you or your parents have lived, worked, or conducted business. Also search using maiden names and any previous names, as well as middle names and middle initials. Every state can tell you immediately if your parents or you have some unclaimed property, as well as how to go about collecting it. If you don’t have a computer, you can call the state treasurer’s office for assistance.

Look Here Too

Beyond state treasuries, here are some other agencies you should check for lost loot, along with a few resources that can help you search.

•IRS: Each year thousands of refund checks totaling millions of dollars are returned to the IRS by the post office. To look for lost tax refund checks go to IRS.gov and click on “Individuals,” then on “Where’s My Refund,” or call 1-800-829-1954.

•U.S. Treasury: To find out if there are any savings bonds your parents didn’t claim dating back to 1974, go to treasurydirect.gov and click on “Check Treasury Hunt to see if you own matured savings bonds.” For older bonds or those still drawing interest, use form 1048, which you can download at www.treasurydirect.gov/forms/sav1048.pdf.

•Pension Benefit Guaranty Corp.: If you or your parents worked for a company that went out of business or ended its defined benefit pension plan, you may be entitled to some of their benefits. Check at pbgc.gov and click on “Missing Participants Search.”

•The National Registry of Unclaimed Retirement Benefits: To search for lost 401(k) plans, try unclaimedretirementbenefits.com, where plan sponsors, administrators, and custodians register missing participants who have unclaimed retirement funds.

•Federal Deposit Insurance Corp.: To search for unclaimed bank accounts at firms that were shut down between 1989 and 1993, go to www2.fdic.gov/funds. State treasuries hold assets from shutdowns after 1993.

•Social Security: To find lost Social Security benefits, including the $255 death benefit, call 1-800-772-1213.

•American Council of Life Insurers: If you think your parents had a life-insurance policy, try missingmoney.com, or for more tips go to acli.com and click on “Missing Policy Tips.”

Jim Miller is a contributor to the NBC “Today” show and author of The Savvy Senior book. Send your senior questions to: Savvy Senior, P.O. Box 5443, Norman, OK 73070, or visit SavvySenior.org.
 
‹ Previous Blog Entry
 

Your Opinions and Comments


Be the first to comment on this story!


You must be logged in to post a comment.




Not a subscriber?
Subscriber, but no password?
Forgot password?

Savvy Senior Archives


Resource Links savvy senior
Savvy Senior blog bio side
Voncille Bielefeld homeTriple R DC ExpertsAllstate & McBride RealtyHeavenly Touch home

  Copyright © 2007-2016 Wilson County News. All rights reserved. Web development by Drewa Designs.