Monday, December 5, 2016
1012 C Street  •  Floresville, TX 78114  •  Phone: 830-216-4519  •  Fax: 830-393-3219  • 
holidayextravaganza2016.pdf

WCN Site Search


Preview the Paper Preview the Paper

Preview this week's Paper
A limited number of pages are displayed in this preview.
Preview this Week’s Issue ›
Subscribe Today ›

Lost & Found

Found: Red Chihuahua, male, friendly but frightened, need to find his owner, in Floresville. 830-534-6413.
Lost: Male Great Pyrenees, all white, double dew claws on back legs, sweet, shy, not aggressive, Nov. 10, C.R. 404/405, neighbors heard 2 shots, any information appreciated. 830-393-0801.

VideoFound: Dog, chocolate color, on old Pittman Rd., be prepared to prove it's your dog, looking for owner. Call or text Tammy at 830-391-6662.
More Lost & Found ads ›

Help Wanted

ENTRY LEVEL HEAVY equipment operator career. Get trained - Get certified - Get hired! Bulldozers, backhoes, and excavators. Immediate lifetime job placement. VA benefits. 1-866-362-6497.
>Dean & Peeler Meatworks Custom Butchery in Poth TX will be opening in early 2017 and is searching for a head butcher and qualified meat cutters. This will be a cattle only federally inspected facility focusing on full high quality fabrication for customers and private labels. Those individuals interested please contact us at (806) 789-6359 or dustin_dean@hotmail.com.
More Help Wanted ads ›

Featured Videos





Video Vault ›

South Texas Living


How to compare drug plans




E-Mail this Story to a Friend
Print this Story
Jim Miller
October 17, 2012 | 1,520 views | Post a comment

Dear Savvy Senior,

Is it important to compare Medicare Part D prescription drug plans every year? My pharmacist recommends it, but it’s such a hassle sorting through all those different plans. What can you tell me?

Confused Beneficiary Dear Confused,

Because all Medicare Part D prescription drug plans can change their costs and coverage each calendar year, comparing plans every year during the open enrollment period (which is Oct. 15 -- Dec. 7) is still the best way to ensure you don’t miss out on your best deal for 2013, especially if you take a lot of medications.

Here are a few tips and resources that can help you compare plans with the least amount of hassle.

Online Tool

If you’re comfortable using a computer, you can easily compare Medicare’s drug plans yourself online. Just go to Medicare’s Plan Finder Tool at www.medicare.gov/find-a-plan, and type in your zip code or your personal information, the drugs you take and their dosages, and select the pharmacies you use and you’ll get a cost comparison breakdown for each plan available in your area.

This tool also provides a five-star rating system that evaluates each plan based on past customer service records, and suggests generics or older brand name drugs that can reduce your costs.

It’s also important to keep in mind that when you’re comparing drug plans don’t judge a plan strictly by its monthly premium cost. Low-premium plans are often associated with higher prescription co-payments and may end up being more expensive. Look at the “estimated annual drug costs” that shows how much you can expect to pay over a year in total out-of-pocket costs -- including premiums, deductibles, and co-pays.

Also, be sure the plan you’re considering covers all of the drugs you take with no restrictions. Some plans may require you to get permission or try a number of cheaper drugs before they will cover certain prescriptions.

Get Help

If you need some help with this or if you don’t have Internet access to compare the plans yourself, ask your kids, grandkids, or a trusted computer-savvy friend to help you, or you can call Medicare at 1-800-633-4227 and a customer service representative will do it for you over the phone for free.

Another resource that you can call on for help is your State Health Insurance Assistance Program (SHIP), which provides free one-on-one Medicare counseling in person or over the phone. They also conduct seminars during the open enrollment period at various locations throughout each state. To find the contact information for your local SHIP visit shiptalk.org, or call the eldercare locator at 1-800-677-1116.

Smaller Donut Hole

You also need to know that Medicare’s “donut-hole” coverage gap will shrink a little more next year. In 2013, Medicare Part D beneficiaries that hit the coverage gap will receive a 52.5 percent discounts on brand-name drugs, and a 21 percent discount on generic medications.

For 2013, the coverage gap begins when your total drug cost exceeds $2,970 (that includes your share and the insurer’s share of the costs) and ends when combined spending is $6,733.75. After that, your Part D plan usually covers around 95 percent of your remaining drug costs for the year.

Low Income Assistance

Also, be aware that if you’re a low-income beneficiary and your annual income is under $16,755 or $22,695 for married couples living together, and your assets are below $13,070 or $26,120 for married couples, you may be eligible for the federal Low Income Subsidy known as “Extra Help” that pays Part D premiums, deductibles and copayments. For more information or to apply, call Social Security at 1-800-772-1213 or visit socialsecurity.gov/prescriptionhelp.

Jim Miller is a contributor to the NBC “Today” show and author of The Savvy Senior book. Send your senior questions to: Savvy Senior, P.O. Box 5443, Norman, OK 73070, or visit SavvySenior.org.
 

Your Opinions and Comments


Be the first to comment on this story!


You must be logged in to post a comment.




Not a subscriber?
Subscriber, but no password?
Forgot password?

South Texas Living Archives


Full article available to Wilson County News subscribers only. Click here to subscribe. Ballet school plans Dec. 3 performance (November 30, 2016)
Full article available to Wilson County News subscribers only. Click here to subscribe. Celebrate the holidays at Christmas Along the Corridor (November 30, 2016)
Full article available to Wilson County News subscribers only. Click here to subscribe. Church plans Children’s Christmas Party (November 30, 2016)
Full article available to Wilson County News subscribers only. Click here to subscribe. Coca-Cola tray (November 30, 2016)
Full article available to Wilson County News subscribers only. Click here to subscribe. Counting our blessings for the wonderful care from the VA, part II (November 30, 2016)
Full article available to Wilson County News subscribers only. Click here to subscribe. Elmendorf to offer parade, festivities (November 30, 2016)
Full article available to Wilson County News subscribers only. Click here to subscribe. Experience O’ Bethlehem at St. Ann’s (November 30, 2016)
Full article available to Wilson County News subscribers only. Click here to subscribe. Happy 10th birthday, Mu Chi! (November 30, 2016)
Full article available to Wilson County News subscribers only. Click here to subscribe. LV Lions Craft Show (November 30, 2016)
Full article available to Wilson County News subscribers only. Click here to subscribe. Make memories at River Bend Rejoice (November 30, 2016)
Full article available to Wilson County News subscribers only. Click here to subscribe. Recalling the community that once was Camp Ranch (November 30, 2016)
Full article available to Wilson County News subscribers only. Click here to subscribe. Rock ’n’ Roll Marathon (November 30, 2016)
Full article available to Wilson County News subscribers only. Click here to subscribe. Sheriff Santa Soup Kitchen is Dec. 4 (November 30, 2016)
Full article available to Wilson County News subscribers only. Click here to subscribe. Shop LVUMC annual Christmas Bazaar (November 30, 2016)
Full article available to Wilson County News subscribers only. Click here to subscribe. Stockdale FFA honors former students with tree dedication (November 30, 2016)
Full article available to Wilson County News subscribers only. Click here to subscribe. Stockdale Main Street Christmas Dec. 3 (November 30, 2016)
Full article available to Wilson County News subscribers only. Click here to subscribe. Stockdale Masonic Lodge plans Pancake Breakfast (November 30, 2016)
Full article available to Wilson County News subscribers only. Click here to subscribe. There’s no excuse for going hungry (November 30, 2016)
Full article available to Wilson County News subscribers only. Click here to subscribe. Yulefest in Seguin Dec. 4 (November 30, 2016)
Full article available to Wilson County News subscribers only. Click here to subscribe. ‘Enjoy Hometown Christmas Cheer’ in Floresville Dec. 9 (November 30, 2016)
Full article available to Wilson County News subscribers only. Click here to subscribe. Alone for the Holidays (November 23, 2016)
Full article available to Wilson County News subscribers only. Click here to subscribe. Apply for upcoming Master Gardener class (November 23, 2016)
Full article available to Wilson County News subscribers only. Click here to subscribe. Arrange a phone call from Santa (November 23, 2016)
Full article available to Wilson County News subscribers only. Click here to subscribe. Bishop honored for promotion of Polish heritage (November 23, 2016)
Full article available to Wilson County News subscribers only. Click here to subscribe. Christmas on the Svoboda farm in the 1920s (November 23, 2016)
Full article available to Wilson County News subscribers only. Click here to subscribe. Food Addicts in Recovery Anonymous offers free meetings (November 23, 2016)
Full article available to Wilson County News subscribers only. Click here to subscribe. Get to dancing at the Floresville Opry Christmas Spectacular! (November 23, 2016)
Full article available to Wilson County News subscribers only. Click here to subscribe. Heartwarming holiday recipes from Wilson County cooks (November 23, 2016)
Full article available to Wilson County News subscribers only. Click here to subscribe. Holiday Covered Dish Dinner (November 23, 2016)
Full article available to Wilson County News subscribers only. Click here to subscribe. Letters from Wilson County, Part II (November 23, 2016)
Full article available to Wilson County News subscribers only. Click here to subscribe. Library’s grand reopening set (November 23, 2016)
Full article available to Wilson County News subscribers only. Click here to subscribe. Lutheran church plans Christmas Market (November 23, 2016)
Full article available to Wilson County News subscribers only. Click here to subscribe. Mesquite Traildrivers Craft Show, Cook-off is Nov. 26 (November 23, 2016)
Full article available to Wilson County News subscribers only. Click here to subscribe. Photo exhibit shows Opry in its prime (November 23, 2016)
Full article available to Wilson County News subscribers only. Click here to subscribe. Retired school group to meet in La Vernia (November 23, 2016)
Full article available to Wilson County News subscribers only. Click here to subscribe. St. Ann’s invites women to day retreat (November 23, 2016)
Full article available to Wilson County News subscribers only. Click here to subscribe. Teen MOPS plans meetings (November 23, 2016)
Full article available to Wilson County News subscribers only. Click here to subscribe. Trinket box (November 23, 2016)
Full article available to Wilson County News subscribers only. Click here to subscribe. Army drafts Elvis, fans get ‘All Shook Up’ (November 16, 2016)
Full article available to Wilson County News subscribers only. Click here to subscribe. Chalkware dog (November 16, 2016)
Full article available to Wilson County News subscribers only. Click here to subscribe. Church Thanksgiving Service (November 16, 2016)
Full article available to Wilson County News subscribers only. Click here to subscribe. Community Thanksgiving Service is Nov. 20 (November 16, 2016)
Full article available to Wilson County News subscribers only. Click here to subscribe. Counting our blessings for the wonderful care from the VA, part I (November 16, 2016)
Full article available to Wilson County News subscribers only. Click here to subscribe. Donate to ‘Fill The Bed’ through Nov. 17 (November 16, 2016)
Full article available to Wilson County News subscribers only. Click here to subscribe. Don’t spend it all in one place (November 16, 2016)
Full article available to Wilson County News subscribers only. Click here to subscribe. Enjoy a free Thanksgiving Feast Nov. 24 (November 16, 2016)
Full article available to Wilson County News subscribers only. Click here to subscribe. Get your turkey dinner in St. Hedwig (November 16, 2016)
Full article available to Wilson County News subscribers only. Click here to subscribe. Hear ‘Sounds of the Season’ in Boerne cave (November 16, 2016)
Full article available to Wilson County News subscribers only. Click here to subscribe. Jubilarians honored for milestone anniversaries (November 16, 2016)
Full article available to Wilson County News subscribers only. Click here to subscribe. Lone Star Greys to honor members (November 16, 2016)
Full article available to Wilson County News subscribers only. Click here to subscribe. San Antonio Stock Show & Rodeo releases 2017 entertainment (November 16, 2016)
Full article available to Wilson County News subscribers only. Click here to subscribe. Save the date for Roger Winkler Music Fest! (November 16, 2016)
Full article available to Wilson County News subscribers only. Click here to subscribe. Tickets on sale for SS Museum Banquet (November 16, 2016)
Full article available to Wilson County News subscribers only. Click here to subscribe. TOPS to meet Nov. 17 (November 16, 2016)
Full article available to Wilson County News subscribers only. Click here to subscribe. Trot with Road Runners group (November 16, 2016)
Full article available to Wilson County News subscribers only. Click here to subscribe. Young ‘phenom,’ Freddy Amaro, is taking his best shot (November 16, 2016)
Full article available to Wilson County News subscribers only. Click here to subscribe. Barbecue benefit to honor veteran (November 9, 2016)
Full article available to Wilson County News subscribers only. Click here to subscribe. Battling heart disease in women (November 9, 2016)
Full article available to Wilson County News subscribers only. Click here to subscribe. Enjoy Farm Day at Mission San Juan (November 9, 2016)
Full article available to Wilson County News subscribers only. Click here to subscribe. FHS class of ’53 reunites (November 9, 2016)
Full article available to Wilson County News subscribers only. Click here to subscribe. Flower garden ashtray (November 9, 2016)
Full article available to Wilson County News subscribers only. Click here to subscribe. La Vernia drum major keeps the beat (November 9, 2016)
Full article available to Wilson County News subscribers only. Click here to subscribe. Medicare Open Enrollment (November 9, 2016)
Full article available to Wilson County News subscribers only. Click here to subscribe. Pardon our dust! New mywcn.com under construction (November 9, 2016)
Full article available to Wilson County News subscribers only. Click here to subscribe. Participate in an Immersive Music Experience (November 9, 2016)
Full article available to Wilson County News subscribers only. Click here to subscribe. Pecan Jubilee packed with free fun (November 9, 2016)
Full article available to Wilson County News subscribers only. Click here to subscribe. Post 38 plans Spaghetti Dinner (November 9, 2016)
Full article available to Wilson County News subscribers only. Click here to subscribe. Poth pitcher pushes to new limits (November 9, 2016)
Full article available to Wilson County News subscribers only. Click here to subscribe. Register to Tee Off For Teachers (November 9, 2016)
Full article available to Wilson County News subscribers only. Click here to subscribe. Save your spot for Acoustic Music Camp (November 9, 2016)
Full article available to Wilson County News subscribers only. Click here to subscribe. See Shakespeare in the Park (November 9, 2016)
Full article available to Wilson County News subscribers only. Click here to subscribe. Voices and laughter ring down through the years (November 9, 2016)
Full article available to Wilson County News subscribers only. Click here to subscribe. Alamodome to house Music for All’s Bands competition (November 2, 2016)
Full article available to Wilson County News subscribers only. Click here to subscribe. Art deco (November 2, 2016)
Full article available to Wilson County News subscribers only. Click here to subscribe. Black Hill turkey dinner is Nov. 6 (November 2, 2016)
Full article available to Wilson County News subscribers only. Click here to subscribe. Chili & Bean Cook-off is Nov. 12 (November 2, 2016)
Full article available to Wilson County News subscribers only. Click here to subscribe. Craft show, cook-off seeks vendors, grillers (November 2, 2016)
Full article available to Wilson County News subscribers only. Click here to subscribe. En pointe – turning dreams into dancing (November 2, 2016)
Full article available to Wilson County News subscribers only. Click here to subscribe. Get crafty at LVISD Community Education classes (November 2, 2016)
Full article available to Wilson County News subscribers only. Click here to subscribe. Helping ancestors rest in peace (November 2, 2016)
Full article available to Wilson County News subscribers only. Click here to subscribe. Learn how to propagate native plants (November 2, 2016)
Full article available to Wilson County News subscribers only. Click here to subscribe. Oak Hills Church plans Fall Sale (November 2, 2016)
Full article available to Wilson County News subscribers only. Click here to subscribe. Recalling the times and people with polio (November 2, 2016)
Full article available to Wilson County News subscribers only. Click here to subscribe. Register for Pecan Jubilee bake-off (November 2, 2016)
Full article available to Wilson County News subscribers only. Click here to subscribe. Sculpture exhibit entries (November 2, 2016)
Full article available to Wilson County News subscribers only. Click here to subscribe. See the Alamo Metro Chorus in ‘Music Con’ (November 2, 2016)
Full article available to Wilson County News subscribers only. Click here to subscribe. Seniors as roommates (November 2, 2016)
Full article available to Wilson County News subscribers only. Click here to subscribe. Walk to help end hunger Nov. 6 (November 2, 2016)
WCN Photo Contest HHF
WWII Clippings HHF
Coupon Q&A HHF-right
coupon home-rght
Voncille Bielefeld homeAllstate & McBride RealtyTriple R DC Experts