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VideoLost: Chocolate Lab, female, named Linda, from Abrego Lake Subdivision. Text/call if spotted or found, 916-508-6024.
Lost: Male dog, looks like Pit Bull, white w/brown freckles, green eyes, "Shelby," last seen morning of Nov. 18, 1604 between New Sulphur Springs and Jim Terrill Rd. 210-389-9047.
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Consumer Updates

Pull your free credit report to avoid financial turmoil

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Better Business Bureau
January 21, 2013 | 2,321 views | Post a comment

AUSTIN, Texas - Better Business Bureau wants to make sure consumers don’t hit any unexpected bumps in the road this year, and is reminding consumers to check their credit report annually.

The importance of pulling your credit report is to ensure the information being reported is accurate, complete and up-to-date. When looking at your credit report, look for these red flags of identity theft:
Any inquiries not initiated by you;
Any debts reported that are not yours; or
Contact information, such as your address, that was changed without your approval
The Fair Credit Reporting Act (FCRA) requires each of the nationwide consumer reporting companies -- Equifax, Experian and TransUnion -- to provide you with a free copy of your credit report, at your request, once every 12 months.

A credit report contains important information that can affect whether you can get a loan, and how much you will have to pay in order to borrow money. The information contained in a credit report is sold to and used by creditors, insurers and other businesses so they can evaluate applications for credit, insurance or renting a home.

Consumers looking to pull their free credit reports should visit, the only authorized source for free annual credit reports under federal law. On this website, consumers can request their credit report from each of the three reporting agencies online, by phone or through mail.

BBB offers these tips for pulling your annual credit report:
Be wary of unsolicited emails and pop-ups. does not approach consumers via email, telemarketing or direct mail solicitations. Instead, go directly to to request your free report.

Pull your child’s credit report. As child identity theft remains a national problem, it can be just as imperative to pull your child’s report as it is to pull your own. While the credit reporting agencies do not knowingly maintain credit files on minor children, you can contact the credit reporting agencies directly to see what information, if any, they have about your child.

Dispute inaccuracies. If you find inaccurate information on your credit report immediately contact the reporting agency you pulled the report from and file a dispute. Inaccurate, derogatory information can lower your credit score, and in some cases, may indicate possible fraudulent activity.
To check the reliability of a company and find trustworthy businesses, visit
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