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Lost: Small black/white tortoise shell cat, 1-1/2 years old, Aug. 8, Country Hills area, La Vernia, friendly, "Cinnamon" but responds to "Kitty," rhinestone collar w/bell, shots, spayed. Reward! 210-725-8082.

VideoFound: Male dog in Eagle Creek, with collar no tags, clean and healthy, very friendly, non aggressive. Call if he's yours, 210-844-1951. 

VideoStill missing: Long hair Chihuahua, near 3rd and Hwy. 97, Floresville, she is very missed. If you see her please call Jeri, 409-781-3191.
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Section A: General News


Letter: Save our earned retirement income




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September 18, 2013 | 1,168 views | Post a comment

Editor:

Our Social Security is not a federal benefit. It is earned retirement income. Not only did we all contribute to Social Security, but our employers did too, to the tune of 15 percent of our income before taxes.

A worker earning $30K per year over his working life would earn close to $180,000 invested in Social Security figured at the 15 percent contribution. Figuring the future value of your monthly investment in Social Security at a meager 1-percent interest rate compounded monthly, after 40 years of working, you would have saved more than $1.3 million!

This is your personal investment.

Upon retirement, if you took out only 3 percent per year, you would receive $39,318 per year, or $3,277 per month. That’s almost three times more than today’s average Social Security benefit of $1,230 per month, according to the Social Security Administration.

And your retirement fund would last more than 33 years (until you’re 98 if you retire at age 65)! I can only imagine how much better most average-income people could live in retirement if our government had just invested our money in low-risk interest-earning accounts.

Instead, the folks in Washington pulled off a bigger Ponzi scheme than Bernie Madoff ever did. They took our money and used it elsewhere.

This was our money they spent. They didn’t have a referendum to ask us if we wanted to lend the money to them without interest. Now we are told that the money (our Social Security investment) won’t support us for very much longer? To add insult to injury, they’re calling it a benefit, as if we never worked to earn every penny of it.

We have earned our right to Social Security and Medicare.

Call or write your congressmen and ask them to find a way to keep Social Security and Medicare going, for the sake of that 92 percent of our population who need it. And call it what it is: our earned retirement income.

CAP VAJDOS

Floresville

Editor’s note: Contact your local congressman and/or two senators at:

TX Rep. Henry Cuellar

615 E. Houston St.

Ste. 563

San Antonio, TX 78205

210-271-2851



Sen. John Cornyn

517 Hart Senate Office Bldg.

Washington, D.C. 20510

202-224-2934



Sen. Ted Cruz

3133 General Hudnell Drive

Ste. 120

San Antonio, TX 78226

210-340-2885
 

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