Thursday, October 23, 2014
1012 C Street  •  Floresville, TX 78114  •  Phone: 830-216-4519  •  Fax: 830-393-3219  • 

Lost & Found

If you are missing a pet in Floresville, be sure to check the Floresville holding facility. Animals are only kept for 3 days. Contact Las Lomas K-9 Rescue, 830-581-8041.
Found: Calico cat, female, white, orange, and black, on CR 352, La Vernia. 210-667-1052.

VideoLost Dog! Golden/Pyrenees mix, Kaiha, was last seen October 11 - Hwy 119 - Denhawken area. Was wearing collar (Drama Queen). Please help us find her! Call Billy 210-745-6059. Thank you!
More Lost & Found ads ›

Help Wanted

The 81st & 218th Judicial District Community Supervision and Corrections Department (Adult Probation) is currently seeking a qualified applicant for the position of Supervision Officer for ATASCOSA COUNTY. Requirements: A Bachelor’s degree recognized by the Texas Higher Education Coordination Board in Criminology, Corrections, Criminal Justice, Law Enforcement/Police Science, Counseling, Pre-Law, Social Work, Psychology, Sociology, Human Services Development, Public Administration, or a related field that has been approved by the Community Justice Assistance Division (CJAD), or one year of graduate study in one of the above mentioned fields, or one year experience in full-time casework, counseling, or community or group work that has been approved by CJAD.  This position requires some evening and/or weekend work. Salary: Negotiable, plus Regular State benefits. Closing Date: Resumes will be taken until November 4, 2014. Procedure: Applicants should submit a typed resume and copy of college transcript to: Mario Bazan, Director, 914 Main Street, Ste #120, Jourdanton, TX  78026 The 81st & 218th Judicial District Community Supervision and Corrections Department is an Equal Opportunity Employer. 
Billing and Shipping Rep. needed for local manufacturer in Elmendorf. Responsibilities: customer service, sales order entry, bills of lading, internet sales and shipping, filing, and answering phones. Requirements: high school diploma or GED, packaging and shipping knowledge preferred with DOT and HAZMAT. Excellent benefits offered.  Fax 210-635-7999 Email resumes@vpracingfuels.com; 7124 Richter Road, Elmendorf, TX.
More Help Wanted ads ›

Featured Videos





Video Vault ›

Savvy Senior


Medicare covers Alzheimer’s disease




E-Mail this Story to a Friend
Print this Story

Disclaimer:
Jim Miller is responsible for this content, which is not edited by the Wilson County News or wilsoncountynews.com.
Jim Miller
December 26, 2013 | 1033 views | Post a comment

Dear Savvy Senior,

What all does Medicare cover when it comes to Alzheimer’s disease? My wife was recently diagnosed with early stage Alzheimer’s and I would like to find out what’s covered and what’s not.

Researching Spouse

Dear Spouse,

Most medical costs to treat beneficiaries with Alzheimer’s disease are covered by Medicare, but unfortunately long-term custodial care costs that most patients eventually need are not. Here’s a breakdown of what Medicare does and doesn’t cover when it comes to Alzheimer’s disease, along with some tips that can help you plan ahead.

Medical care: For the most part, ongoing medical care to diagnose and treat Alzheimer’s disease is covered by Medicare Part B, including visits to primary care doctors and specialists, lab tests, speech and occupational therapy, home health care, and outpatient counseling services. Medicare pays 80 percent of these costs, and you will be responsible for the remaining 20 percent after you’ve met your annual $147 Part B deductible.

Inpatient hospital care is also covered under Medicare Part A with a $1,216 deductible and coinsurance. And, as part of health care reform, Medicare is also covering 100 percent of annual wellness visits, which includes testing for cognitive impairment.

Medications: Most Alzheimer’s medications are covered under Medicare’s Part D prescription drug plans, but plans vary on copayments. If you have a Part D plan, use the Medicare Plan Finder tool at medicare.gov/find-a-plan to compare your plan’s total drug costs against other plans to be sure you’re getting the best coverage. The Alzheimer’s Association offers a chart on coverage for common Alzheimer’s drugs -- go to alz.org and type “drug chart” in the search field to find it.

Long-term custodial care: Many seniors are surprised to learn that Medicare does not cover long-term custodial care. This includes nursing home care, the costs of assisted living facilities, and adult day care. Medicare does, however, pay for some shorter-term nursing home care, but only up to 100 days following a three-day inpatient hospital stay.

Hiring home help for bathing, toileting and dressing (this is known as custodial care) is not covered by Medicare either unless your wife is also receiving skilled-nursing care or physical or occupational therapy to help with the recovery from an illness or injury.

To help with these costs, you may want to consider a long-term care insurance policy. Or if your income and assets are very limited, you may qualify for Medicaid. See longtermcare.gov for a breakdown of long-term care planning options.

Hospice: In the final stages of the disease, Medicare Part A covers nearly all aspects of hospice care, including doctor services, nursing care, drugs, medical equipment and supplies, physical and occupational therapy, homemaker services, counseling, and respite care. To qualify, a doctor must certify that a patient has six months or less to live.

Other Insurance

If you don’t have a Medigap (Medicare supplemental insurance) policy, you should consider getting one. A Medigap plan will help pay for things that aren’t covered by Medicare like copayments, coinsurance, and deductibles. To search for plans in your area, visit medicare.gov and click on “Supplements & Other Insurance” or call Medicare at 1-800-633-4227 and ask them to mail you a free copy of the “Choosing a Medigap Policy” publication 02110.

Or, if you’re enrolled in a Medicare Advantage plan (like an HMO or PPO), your plan must give you at least the same coverage as original Medicare does, but make sure your doctors are in your insurer’s network to avoid excess costs. Also find out whether you need a referral or prior authorization before getting care.

Financial Assistance

If you can’t afford your Medicare out-of-pocket costs, or need help with medication expenses, there are government programs that can help. Go to benefitscheckup.org to search, or contact your Eldercare Locator (1-800-677-1116) who can refer you to local services to assist you.

Jim Miller is a contributor to the NBC “Today” show and author of The Savvy Senior. Send your senior questions to: Savvy Senior, P.O. Box 5443, Norman, OK 73070, or visit SavvySenior.org.
 
« Previous Blog Entry (December 18, 2013)
 


Your Opinions and Comments
Be the first to comment on this story!

You must be logged in to post comments:



Other Savvy Senior
Resource Links savvy senior
Savvy Senior blog bio side
Blue Moon Karaoke & DJSacred Heart SchoolHeavenly Touch homeWilson's Auto ChooserVoncille Bielefeld homeChester WilsonDrama KidsAllstate & McBride RealtyTriple R DC Experts

  Copyright © 2007-2014 Wilson County News. All rights reserved. Web development by Drewa Designs.