Tuesday, October 6, 2015
1012 C Street  •  Floresville, TX 78114  •  Phone: 830-216-4519  •  Fax: 830-393-3219  • 

WCN Site Search

Lost & Found

Lost: Border Collie, black and light brown, 9 months old, wearing a green collar, last seen Sept. 22 near CR 427 in Poth. If found call 210-324-1208.
Found: Female puppy, F.M. 539 area, La Vernia, must describe to claim. 501-766-7711.

VideoMissing 9/26/15 about 10pm. male chihuahuah black, gray and white, his name is Spy. possible ares he might be off 775 around Vintage Oaks Subdivision and Woodlands area. 830-391-5055.
More Lost & Found ads ›

Help Wanted

ON-CALL CRISIS POOL WORKERS NEEDED. Part-time positions are available for after hours “on-call” crisis workers to respond to mental health crisis for Wilson and Karnes Counties. Duties include crisis interventions, assessments, referrals to stabilization services, and referrals for involuntary treatment services according to the Texas Mental Health Laws. You must have at least a Bachelor’s Degree in psychology, sociology, social work, nursing, etc. On-call hours are from 5 p.m.-8 a.m. weekdays, weekends and holidays vary. If selected, you must attend required training and must be able to report to designated safe sites within 1 hour of request for assessment. Compensation is at a rate of $200 per week plus $100 per completed and submitted crisis assessment, and mileage. If interested call Camino Real Community Services, 210-357-0359.
Warning: While most advertisers are reputable, some are not. Unfortunately the Wilson County News cannot guarantee the products or services of those who buy advertising space in our pages. We urge our readers to use great care, and when in doubt, contact the San Antonio Better Business Bureau, 210-828-9441, BEFORE spending money. If you feel you have been the victim of fraud, contact the Consumer Protection Office of the Attorney General in Austin, 512-463-2070.
More Help Wanted ads ›

Featured Videos

Video Vault ›

Savvy Senior

Know about parents’ affairs

E-Mail this Story to a Friend
Print this Story

Jim Miller is responsible for this content, which is not edited by the Wilson County News or wilsoncountynews.com.
Jim Miller
January 2, 2014 | 2,356 views | Post a comment

Dear Savvy Senior,

My pastor recently suggested that I get informed on my elderly parents’ financial situation and end-of-life plans so I can be better prepared when something happens to them. What’s the best way to handle this and what all do I need to find out?

Apprehensive Daughter

Dear Apprehensive,

Most adult children don’t know much about their parents’ financial situation or end-of-life plans, but they need to. Getting up to speed on your elderly parent’s finances, insurance policies, long-term care plans, and other information is important because some day you might have to help them handle their financial affairs or care, or execute their estate plan after they die. Without this information, your job becomes much more difficult.

Have the Talk

If you’re uncomfortable starting up a conversation like this with your parents, see TheConversationProject.org for guidance. It’s also a good idea to get your siblings or other family members involved. This can help you head off possible hard feelings, plus, with others involved, your parents will know everyone is concerned.

When you meet with your parents, you’ll need to sit down and create several lists of important information, find out where they keep key documents and how they want certain things handled when they die or if they become incapacitated. Here’s a checklist of areas you need to focus on.

Personal Information

•Contacts: Make a list of names and phone numbers of close friends, clergy, their doctors, lawyer, accountant, broker, tax preparer, insurance agent, etc.

•Personal documents: Find out where they keep their Social Security card, marriage license, military discharge papers, etc.

•Secured places: Make a list of places they keep under lock and key or protected by password, such as online accounts, safe deposit boxes, safe combination, security alarms, etc.

•Service providers: Make a list of the companies or people who provide them regular services like utility companies, lawn service, etc.

•Medical information: Make a copy of their medical history (any drug allergies, past surgeries, etc.) and a list of medications they take.

•Pets: If they have a pet, what are their instructions for the animal’s care?

•End of life: What are their wishes for organ or body donation, and their funeral instructions? If they’ve made pre-arrangements with a funeral home get a copy of the agreement.

Legal Documents

•Will: Do they have an updated will or trust, and where is it located?

•Power of attorney: Do they have a power of attorney document that names someone to handle their financial matters if they become incapacitated?

•Advance directives: Do they have a living will and a medical power of attorney that spells out their wishes regarding their end-of-life medical treatment?

Financial Records

•Income and debt: Make a list of their income sources such as pensions, Social Security, IRAs, 401Ks, investments, etc. And do the same for any debt (mortgage, credit cards, medical bills, etc.) they may have.

•Financial accounts: Make a list of the banks and brokerage accounts they use (checking, savings, stocks, bonds, mutual funds, IRAs, etc.) and their contact information.

•Company benefits: Make a list of any retirement plans, pensions or benefits from their former employer including the contact information of the benefits administrator.

•Insurance: Make a list of the insurance policies they have (life, long-term care, home, auto, Medicare, etc.) including the policy numbers.

•Property: Make a list of the real estate, vehicles or other properties they own, and where they keep the deeds and titles.

•Credit cards: Make a list of all their credit and charge cards, including the card numbers and contact information.

•Taxes: Find out where they keep copies of past year’s tax returns.

For more information, call the Eldercare Locator at 1-800-677-1116 and ask them to mail you a free copy of their publication “Let’s Talk: Starting the Conversation about Health, Legal, Financial and End-of-Life Issues,” or you can read online at eldercare.gov.

Jim Miller is a contributor to the NBC “Today” show and author of The Savvy Senior. Send your senior questions to: Savvy Senior, P.O. Box 5443, Norman, OK 73070, or visit SavvySenior.org.
‹ Previous Blog Entry

Your Opinions and Comments

Be the first to comment on this story!

You must be logged in to post a comment.

Not a subscriber?
Subscriber, but no password?
Forgot password?

Savvy Senior Archives

Resource Links savvy senior
Savvy Senior blog bio side
Voncille Bielefeld homeAllstate & McBride RealtyHeavenly Touch homeDrama Kidsauto chooserTriple R DC Experts

  Copyright © 2007-2015 Wilson County News. All rights reserved. Web development by Drewa Designs.