Saturday, February 13, 2016
1012 C Street  •  Floresville, TX 78114  •  Phone: 830-216-4519  •  Fax: 830-393-3219  • 

WCN Site Search


Preview the Paper Preview the Paper

Preview this week's Paper
A limited number of pages are displayed in this preview.
Preview this Week’s Issue ›
Subscribe Today ›

Lost & Found


VideoLost dog! Two weeks ago our dog went missing. Black lab mix. About 2 years old. He has a scar on his belly and a black tongue. Please call 8305835601

VideoMissing: Male Boxer, since evening of Jan. 4, Hwy. 97 West, rear of Promised Land Creamery, $500 REWARD. Call 830-391-2240 with information.
Lost: Female German Shepherd, about 2 years old, pink collar, lost from Hickory Hill/Great Oaks Subdivisions off FM 539, La Vernia, on Thurs., Feb. 4. Reward! 830-947-3465.
More Lost & Found ads ›

Help Wanted

*Fair Housing notice. All help wanted advertising in this newspaper is subject to the Fair Housing Act which makes it illegal to advertise "any preference limitation or discrimination based on race, color, religion, sex, handicap, familial status, or national origin, or an intention, to make any such preference limitation or discrimination." This newspaper will not knowingly accept any advertising for help wanted ads, which is in violation of the law. Our readers are hereby informed that all dwellings advertised in this newspaper are available on an equal opportunity basis.
Hiring lawn maintenance laborers, transportation needed to get to Elmendorf yard, 4+ years experience is mandatory, must have clean record, work available year round, great pay. Call for phone interview, 512-359-2640.
More Help Wanted ads ›

Featured Videos





Video Vault ›
RE/MAX homeRichardson Chevrolet homeTNMC
You’ve been granted free access to this subscribers only article.

Section A: General News


Check-cashing options for those without banks




E-Mail this Story to a Friend
Print this Story
Dave Ramsey
March 5, 2014 | 2,132 views | Post a comment

Dear Dave,

I know you hate payday loan companies. Do you feel the same way about check-cashing companies?

Brian

Dear Brian,

Check-cashing companies are not a good deal, but they’re nowhere near as bad as payday lenders. All check-cashing businesses do is charge a fee to cash a check.

Honestly, it’s kind of silly to me that places like this can make money when all you have to do is walk into a bank and open an account. But there’s a percentage of our population that people in financial circles call “unbanked.” This means they avoid banks for whatever reason, but in the process they leave themselves susceptible to bad deals like this.

So I don’t feel the same way about check-cashing companies as I do about payday lenders. It’s still not a financially smart move to pay a storefront operation a fee just to cash a check, but these businesses aren’t nearly as abusive as payday lenders.

Dear Dave,

My 6-year old son has saved up $400. He said he wants to buy a motorcycle with it someday, but he recently changed his mind and wants to buy a computer tablet. Is it okay for him to change his mind like this, and how should I handle things?

Christina

Dear Christina,

I’m not really concerned whether it’s a motorcycle or a tablet, especially if he’s saved his own money. I think the big thing we’re looking for in all this is a teachable moment.

Certainly regret is a concern, especially with a kid so young. But the reality is that neither the decision nor the possible regret afterward will ruin his life. If you talk to him and try to advise him beforehand, and he gets upset later because he feels like he made the wrong choice, it gives you the opportunity to step in and gently say, “I’m sorry you think you made a bad choice, but that’s why I wanted you to really think about it first. You had a chance to listen to mom’s wisdom and didn’t. I’m sorry you feel sad now, but I want you to remember it and learn something from this bad decision.” It’s a process of controlled pain and natural consequences.

One of my daughters did something similar years ago when we went to an amusement park. All the kids had a set amount of money for the day, and we warned them not to spend it too soon. She turned around and blew all her money on carnival games, then she spent the rest of the day whining while her brother and sister rode the rides and had lots of fun. We didn’t give her any more money, but a controlled amount of pain taught her some valuable lessons that day. She learned to listen to her mom and dad, she learned that carnival games are a rip-off, and she learned to control herself a little bit and think things through.

Allowing kids the emotional dignity of making some decisions for themselves is vitally important. You just have to make sure this liberty is supervised and comes with parental warnings and protections. Just because they saved the money doesn’t mean they can do whatever they want. It still has to be used in a way that you, as a parent, are comfortable with and deem appropriate.

There will be some natural tension in the process, but it’s a great way to teach kids about money, decision-making, maturity, and life choices!

Dave Ramsey is a best-selling author of The Total Money Makeover and the nationally syndicated host of “The Dave Ramsey Show,” which airs locally on radio station 550 KTSA. View column archives at www.daveramsey.org. Questioners’ identities have not been verified by the Dave $ays column or this newspaper.
 

Your Opinions and Comments


Be the first to comment on this story!


You must be logged in to post a comment.




Not a subscriber?
Subscriber, but no password?
Forgot password?

Section A: General News Archives


Full article available to Wilson County News subscribers only. Click here to subscribe. Agencies nab 7 in human-trafficking sting (February 10, 2016)
Full article available to Wilson County News subscribers only. Click here to subscribe. Apply now for Miss La Vernia Pageant (February 10, 2016)
Full article available to Wilson County News subscribers only. Click here to subscribe. Behind the lens: Hitting the trail (February 10, 2016)
Full article available to Wilson County News subscribers only. Click here to subscribe. BPA students advance to state (February 10, 2016)
Full article available to Wilson County News subscribers only. Click here to subscribe. Bud Box ends two-decade career at alternative school (February 10, 2016)
Full article available to Wilson County News subscribers only. Click here to subscribe. Chamber to hold monthly luncheon (February 10, 2016)
Full article available to Wilson County News subscribers only. Click here to subscribe. China Grove mayor, police chief clash (February 10, 2016)
Full article available to Wilson County News subscribers only. Click here to subscribe. Commissioners amend Kicaster-area fire coverage plan (February 10, 2016)
Full article available to Wilson County News subscribers only. Click here to subscribe. Court Update (February 10, 2016)
Full article available to Wilson County News subscribers only. Click here to subscribe. Dating and the budget (February 10, 2016)
Full article available to Wilson County News subscribers only. Click here to subscribe. Donate blood to save lives (February 10, 2016)
Full article available to Wilson County News subscribers only. Click here to subscribe. Editorial: It’s about ‘We the People’ … what will ‘we’ do? (February 10, 2016)
Full article available to Wilson County News subscribers only. Click here to subscribe. Editorial: National election: Iowa down, New Hampshire to go (February 10, 2016)
Full article available to Wilson County News subscribers only. Click here to subscribe. Firefighters plan Pancake Breakfast (February 10, 2016)
Full article available to Wilson County News subscribers only. Click here to subscribe. Floresville mayor to councilman: Sit down or else (February 10, 2016)
Full article available to Wilson County News subscribers only. Click here to subscribe. Floresville park’s erosion problems prompt action (February 10, 2016)
Full article available to Wilson County News subscribers only. Click here to subscribe. Free heart health screenings (February 10, 2016)
Full article available to Wilson County News subscribers only. Click here to subscribe. H-E-B ice cream recall (February 10, 2016)
Full article available to Wilson County News subscribers only. Click here to subscribe. La Vernia trustees consider $33.2M bond, approve new finance chief (February 10, 2016)
Full article available to Wilson County News subscribers only. Click here to subscribe. Lean meat still part of a heart-healthy diet (February 10, 2016)
Full article available to Wilson County News subscribers only. Click here to subscribe. Letter: House fire victim extends gratitude (February 10, 2016)
Full article available to Wilson County News subscribers only. Click here to subscribe. Letter: Pastors should keep out of politics, stay in church (February 10, 2016)
Full article available to Wilson County News subscribers only. Click here to subscribe. Letter: Unruly government needs discipline (February 10, 2016)
Full article available to Wilson County News subscribers only. Click here to subscribe. Letter: Writer says it’s okay to ignore the charter (February 10, 2016)
Full article available to Wilson County News subscribers only. Click here to subscribe. Meeting Watch: Evergreen Underground Water Conservation District (February 10, 2016)
Full article available to Wilson County News subscribers only. Click here to subscribe. Meeting Watch: Floresville Planning & Zoning Commission (February 10, 2016)
Full article available to Wilson County News subscribers only. Click here to subscribe. Meeting Watch: St. Hedwig City Council (February 10, 2016)
Full article available to Wilson County News subscribers only. Click here to subscribe. Oil, gas leasing workshop Feb. 22 (February 10, 2016)
Full article available to Wilson County News subscribers only. Click here to subscribe. One-stop tax shop? (February 10, 2016)
Full article available to Wilson County News subscribers only. Click here to subscribe. Petition supporters plan protest rally (February 10, 2016)
Full article available to Wilson County News subscribers only. Click here to subscribe. Police Blotter (February 10, 2016)
Full article available to Wilson County News subscribers only. Click here to subscribe. Presidents’ Day office closures (February 10, 2016)
Full article available to Wilson County News subscribers only. Click here to subscribe. Register for Great American Cleanup (February 10, 2016)
Full article available to Wilson County News subscribers only. Click here to subscribe. Save the date for ‘Hope in High Cotton’ (February 10, 2016)
Full article available to Wilson County News subscribers only. Click here to subscribe. Should Christians support sanctuary for illegal aliens? (February 10, 2016)
Full article available to Wilson County News subscribers only. Click here to subscribe. Stockdale supports apartment venture (February 10, 2016)
Full article available to Wilson County News subscribers only. Click here to subscribe. Things are looking up in downtown Stockdale (February 10, 2016)
Full article available to Wilson County News subscribers only. Click here to subscribe. ‘Official oppression’ or ‘criminal trespass’? (February 10, 2016)
Full article available to Wilson County News subscribers only. Click here to subscribe. Agencies uncover $400K in stolen vehicles, parts (February 3, 2016)
Full article available to Wilson County News subscribers only. Click here to subscribe. China Grove begins vote on tax rollback (February 3, 2016)
Full article available to Wilson County News subscribers only. Click here to subscribe. Clock running out for Floresville recall issue (February 3, 2016)
Full article available to Wilson County News subscribers only. Click here to subscribe. Connally expands high-tech health care (February 3, 2016)
Full article available to Wilson County News subscribers only. Click here to subscribe. Council action changes boards (February 3, 2016)
Full article available to Wilson County News subscribers only. Click here to subscribe. Court Update (February 3, 2016)
Full article available to Wilson County News subscribers only. Click here to subscribe. Deputies charge Floresville spurned lover with arson (February 3, 2016)
Full article available to Wilson County News subscribers only. Click here to subscribe. Deputies investigate recent thefts (February 3, 2016)
Full article available to Wilson County News subscribers only. Click here to subscribe. Editorial: The demand for villains (February 3, 2016)
Full article available to Wilson County News subscribers only. Click here to subscribe. Editorial: What’s in a city charter? Is it like a … Constitution? (February 3, 2016)
Full article available to Wilson County News subscribers only. Click here to subscribe. Eight-liner opponents face deadline (February 3, 2016)
Full article available to Wilson County News subscribers only. Click here to subscribe. FELPS pools tornado damage claim with city, Floresville ISD (February 3, 2016)
Full article available to Wilson County News subscribers only. Click here to subscribe. Floresville USDA accountant resigns (February 3, 2016)
Full article available to Wilson County News subscribers only. Click here to subscribe. Free CERT disaster course (February 3, 2016)
Full article available to Wilson County News subscribers only. Click here to subscribe. Get a free heart health screening in Kenedy Feb. 12 (February 3, 2016)
Full article available to Wilson County News subscribers only. Click here to subscribe. Greater LV Chamber to meet (February 3, 2016)
Full article available to Wilson County News subscribers only. Click here to subscribe. H-E-B recalls cookware (February 3, 2016)
Full article available to Wilson County News subscribers only. Click here to subscribe. Hold on for now (February 3, 2016)
Full article available to Wilson County News subscribers only. Click here to subscribe. It’s all happening at Nixon-Smiley Elementary (February 3, 2016)
Full article available to Wilson County News subscribers only. Click here to subscribe. Kicaster area will have fire coverage (February 3, 2016)
Full article available to Wilson County News subscribers only. Click here to subscribe. Landfill welcomes China Grove junk (February 3, 2016)
Full article available to Wilson County News subscribers only. Click here to subscribe. Letter: Apple Pie author extends thanks (February 3, 2016)
Full article available to Wilson County News subscribers only. Click here to subscribe. Letter: Gonzales differs with writer’s conclusion (February 3, 2016)
Full article available to Wilson County News subscribers only. Click here to subscribe. Letter: Talamantez truly a man of the people (February 3, 2016)
Full article available to Wilson County News subscribers only. Click here to subscribe. Life Line Screening event set in Floresville Feb. 28 (February 3, 2016)
Full article available to Wilson County News subscribers only. Click here to subscribe. Mock Republican Debate Feb. 20 (February 3, 2016)
Full article available to Wilson County News subscribers only. Click here to subscribe. Nixon-Smiley livestock show set for March (February 3, 2016)
Full article available to Wilson County News subscribers only. Click here to subscribe. One dead in game-room robbery (February 3, 2016)
Full article available to Wilson County News subscribers only. Click here to subscribe. Pioneer Award honors Burnside (February 3, 2016)
Full article available to Wilson County News subscribers only. Click here to subscribe. Pirates Cove in Poth offers after-school care service (February 3, 2016)
Full article available to Wilson County News subscribers only. Click here to subscribe. Police Blotter (February 3, 2016)
Full article available to Wilson County News subscribers only. Click here to subscribe. Save the date for Lincoln Dinner (February 3, 2016)
Full article available to Wilson County News subscribers only. Click here to subscribe. School district cops ink deal with city, county (February 3, 2016)
Full article available to Wilson County News subscribers only. Click here to subscribe. Second responders to meet (February 3, 2016)
Full article available to Wilson County News subscribers only. Click here to subscribe. Stockdale, La Vernia units respond to back-to-back fires (February 3, 2016)
Full article available to Wilson County News subscribers only. Click here to subscribe. Tanneberger is top agent (February 3, 2016)
Full article available to Wilson County News subscribers only. Click here to subscribe. Weigh in on Loop 410 changes (February 3, 2016)
Full article available to Wilson County News subscribers only. Click here to subscribe. Wilson County Hermann Sons lodges meet new-member goal (February 3, 2016)
Full article available to Wilson County News subscribers only. Click here to subscribe. ‘Loving’ heart-shaped treats are for the birds (February 3, 2016)