Tuesday, July 7, 2015
1012 C Street  •  Floresville, TX 78114  •  Phone: 830-216-4519  •  Fax: 830-393-3219  • 

WCN Site Search


Lost & Found


VideoFOUND . Chihuahua mix male. Near SS Water La Vernia. 512-550-1163.

VideoLost Dog:She is a 14 yr old female blue healer/corgi mix. Last seen on 4th st near Eagle Wrecker. If seen please call 8172435617

VideoPlease help my toy Aussie get home..181 & 1604 area. She's an adult,13" & less than 20 pounds. Please call if you see or find her. 210-328-5050
More Lost & Found ads ›

Help Wanted

Hair stylist needed for new hair salon in Floresville. 940-210-5682.
Lawn company seeking workers and a driver with previous experience, great pay.Call for interview 512-423-8687.
More Help Wanted ads ›

Featured Videos





Video Vault ›
Richardson Chevrolet homeTNMCRE/MAX home
You’ve been granted free access to this subscribers only article.

Section A: General News


Gambling entertainment?




E-Mail this Story to a Friend
Print this Story
Dave Ramsey
March 12, 2014 | 1,994 views | Post a comment

Dear Dave,

How do you feel about gambling at a casino, as long as you limit your spending and don’t expect to win big money?

Brian

Dear Brian,

I don’t really have a moral problem with it, but I don’t understand the concept. Call me crazy, but I do not get a thrill from losing money I’ve worked hard to earn. That’s not my idea of entertainment.

When someone tells me they gamble for fun or recreation, my first thought is they’re delusional enough to believe that they’ll actually win -- that they think they’re the exception to the rule. Otherwise, there would be no thrill. You may see a news story once in a while about someone winning big money in a casino, but that rarely happens. Think, too, about how much money those people had flushed down the toilet previously while gambling. There’s a really good chance they didn’t really “win” anything. In most cases, they probably just recouped a small portion of their previous, substantial losses.

My advice is don’t waste your time and money on that stuff. One way or another, the house always wins. That’s how they’re able to build those giant, billion dollar places called casinos. Did you know that some of those companies are so big and expansive that they’re publicly traded entities? And guess what? The profits they make off people who are foolish enough to gamble their money away inside their fancy halls -- and call that entertainment -- drives their stock prices!

Think about it, Brian. Why do all the folks sitting at slot machines and card tables look like they can’t afford to lose money? Most of them look like sad, broken, lonely people. Maybe they change when they sit down. Maybe they were winners in life and with money before they walked through the doors, and their slumped body language and the look of stress and hopelessness they carry is just a coincidence or the indoor lighting. But I don’t think so.

Dear Dave,

What happens to the money in an ESA if the child gets a scholarship and no longer needs the money?

Jonathan

Dear Jonathan,

In an Educational Savings Account (ESA), and in a 529 Plan, you are allowed to pull out money tax free in the amount of the scholarship. But very rarely do you find someone going to college completely free and clear. Often tuition is covered, and even tuition and a dorm room in some cases, but zero-cost college is almost unheard of. There are always living expenses, books, and other miscellaneous items, and you can use the money in an ESA for any education-related expenses.

The chances of your money getting trapped and you as parents winding up in a situation where you’ve actually saved too much and a child has leftover money just doesn’t happen. This is a bunch of drama found only in the nightmares of nerds. Real human beings don’t have this problem, Jonathan, because nobody ever saves enough!

Dave Ramsey is a best-selling author of The Total Money Makeover and the nationally syndicated host of “The Dave Ramsey Show,” which airs locally on radio station 550 KTSA. View column archives at www.daveramsey.org. Questioners’ identities have not been verified by the Dave $ays column or this newspaper.
 

Your Opinions and Comments


Be the first to comment on this story!


You must be logged in to post a comment.




Not a subscriber?
Subscriber, but no password?
Forgot password?

Section A: General News Archives


Full article available to Wilson County News subscribers only. Click here to subscribe. Corner Store grand opening is set for July 2 (July 1, 2015)
Full article available to Wilson County News subscribers only. Click here to subscribe. Court Update (July 1, 2015)
Full article available to Wilson County News subscribers only. Click here to subscribe. Crouch Memorial Bull Riding (July 1, 2015)
Full article available to Wilson County News subscribers only. Click here to subscribe. Dan Patrick weighs in on same-sex marriage decision (July 1, 2015)
Full article available to Wilson County News subscribers only. Click here to subscribe. Disabled veteran license plates available for widows (July 1, 2015)
Full article available to Wilson County News subscribers only. Click here to subscribe. Does the EPA control your stock tank? (July 1, 2015)
Full article available to Wilson County News subscribers only. Click here to subscribe. East Central ISD decisions will save taxpayers millions (July 1, 2015)
Full article available to Wilson County News subscribers only. Click here to subscribe. Editorial: Changing the past to fundamentally transform America (July 1, 2015)
Full article available to Wilson County News subscribers only. Click here to subscribe. Editorial: Donald Trump tries to put his brand on GOP (July 1, 2015)
Full article available to Wilson County News subscribers only. Click here to subscribe. Editorial: Hillary and history: Best-known is not the same as best-qualified (July 1, 2015)
Full article available to Wilson County News subscribers only. Click here to subscribe. Event highlights seniors, vets, services July 17 (July 1, 2015)
Full article available to Wilson County News subscribers only. Click here to subscribe. FELPS aims to improve reliability systemwide (July 1, 2015)
Full article available to Wilson County News subscribers only. Click here to subscribe. Floresville ISD adopts $39M budget (July 1, 2015)
Full article available to Wilson County News subscribers only. Click here to subscribe. Floresville keeps city manager, 'extravaganza' (July 1, 2015)
Full article available to Wilson County News subscribers only. Click here to subscribe. Free July training for business owners (July 1, 2015)
Full article available to Wilson County News subscribers only. Click here to subscribe. Guadalupe deputies hunt fugitive after bar fight near Seguin (July 1, 2015)
Full article available to Wilson County News subscribers only. Click here to subscribe. H-E-B recalls burger buns (July 1, 2015)
Full article available to Wilson County News subscribers only. Click here to subscribe. La Vernia approves $26M-plus budget (July 1, 2015)
Full article available to Wilson County News subscribers only. Click here to subscribe. Letter: Frightened aging bones (July 1, 2015)
Full article available to Wilson County News subscribers only. Click here to subscribe. Meeting Watch: Falls City City Council (July 1, 2015)
Full article available to Wilson County News subscribers only. Click here to subscribe. Miles Svoboda earns saddle in chute dogging event (July 1, 2015)
Full article available to Wilson County News subscribers only. Click here to subscribe. New battalion commander recalls Floresville roots (July 1, 2015)
Full article available to Wilson County News subscribers only. Click here to subscribe. Nixon residents respond to shooting with prayer (July 1, 2015)
Full article available to Wilson County News subscribers only. Click here to subscribe. Parkside Homes wins planning and zoning approval (July 1, 2015)
Full article available to Wilson County News subscribers only. Click here to subscribe. Scam email: Pay up or die (July 1, 2015)
Full article available to Wilson County News subscribers only. Click here to subscribe. Skloss retires after four decades with Karnes Electric (July 1, 2015)
Full article available to Wilson County News subscribers only. Click here to subscribe. Tanker, tow truck crash on U.S. 181 (July 1, 2015)
Full article available to Wilson County News subscribers only. Click here to subscribe. Tour vintage aircraft at Stinson Municipal Airport (July 1, 2015)
Full article available to Wilson County News subscribers only. Click here to subscribe. Traps to avoid after graduation (July 1, 2015)