Thursday, September 3, 2015
1012 C Street  •  Floresville, TX 78114  •  Phone: 830-216-4519  •  Fax: 830-393-3219  • 

WCN Site Search


Lost & Found


VideoLost: Shih Tzu, male, golden brown, from C.R. 320 in Floresville. If you have any information call 210-452-1829 or 832-292-3305.

VideoStill missing: Long hair Chihuahua, near 3rd and Hwy. 97, Floresville, she is very missed. If you see her please call Jeri, 409-781-3191.
*Includes FREE photo online! mywcn.com/lostandfound
More Lost & Found ads ›

Help Wanted

*Fair Housing notice. All help wanted advertising in this newspaper is subject to the Fair Housing Act which makes it illegal to advertise "any preference limitation or discrimination based on race, color, religion, sex, handicap, familial status, or national origin, or an intention, to make any such preference limitation or discrimination." This newspaper will not knowingly accept any advertising for help wanted ads, which is in violation of the law. Our readers are hereby informed that all dwellings advertised in this newspaper are available on an equal opportunity basis.
Seeking full-time/part-time individual to work at Little Bear Child Care Center, must have high school diploma or GED. Apply in person at 12992 Hwy. 87 West, La Vernia.
More Help Wanted ads ›

Featured Videos





Video Vault ›
Richardson Chevrolet homeTNMCRE/MAX home
You’ve been granted free access to this subscribers only article.

Section A: General News


Keep the lifestyle simple




E-Mail this Story to a Friend
Print this Story
Dave Ramsey
March 26, 2014 | 1,818 views | Post a comment

Dear Dave,

I recently got a new job that will increase my income by $20,000 a year. I’ve got $65,000 in debt, and I’m trying to pay it off, so I know I need to adjust my budget. Do you have any suggestions for a situation like this?

Mitchell

Dear Mitchell,

Congratulations on your increased income! The first thing I’d tell you is not to get used to any permanent luxuries while you’re paying off debt. Go out and celebrate with a really nice dinner or something like that after you get your first paycheck. But don’t go nuts or pick up any big, new stuff. The more you put toward debt, the faster it goes away.

I’ve been doing this financial thing for a lot of years, and the one thing I’ve found that gets people out of debt is passion. I want you to be so passionate about getting out of debt that you don’t even consider doing anything else until it’s all gone. Your thought process needs to be, “Wow, I got a new job making more money. I can get out of debt even quicker!”

Again, I’m okay with you adjusting a bit that first month and having a little fun to celebrate your good fortune. But after that, I want you to turn around and attack the debt with even more intensity than before. Way to go, Mitchell!

Dear Dave,

I own a one-bedroom condo that I’m using as a rental property. The current tenant’s old agreement is up soon, but she signed a new lease less than a month ago and gave me a deposit, plus the first month’s rent. Just the other day, she called and wants to back out of the agreement. She said she discovered after she signed that her ex is having serious health problems, and she needs to move to help take care of their kids. What do you think I should do?

Flavia

Dear Flavia,

I own a bunch of rental properties, so I know for a fact that as a landlord you run into all kinds of situations. Some are more genuine than others. I would want some proof as to what’s going on, but on the surface it sounds like she’s got a valid reason for wanting to cancel the agreement.

Basically, she’s asking for your understanding and mercy. If it were me, and what she’s said turned out to be true, I’d try to lease the place to someone else as quickly as possible, and I’d refund her the deposit plus any money it doesn’t cost you in the process. In other words, if it took two weeks to find another tenant, then I’d give back the deposit and two week’s rent. Of course, if she’s in really bad shape -- and you’re on solid enough financial ground to withstand the blow -- you could let her out of the agreement completely and move on to finding another tenant.

You don’t want to profit from someone who’s genuinely struggling. But you have to look out for yourself and, if possible, try to break even. Regardless, I wouldn’t take advantage of anyone who’s truly going through hard times. That’s just not right.

Dave Ramsey is a best-selling author of The Total Money Makeover and the nationally syndicated host of “The Dave Ramsey Show,” which airs locally on radio station 550 KTSA. View column archives at www.daveramsey.org. Questioners’ identities have not been verified by the Dave $ays column or this newspaper.
 

Your Opinions and Comments


Be the first to comment on this story!


You must be logged in to post a comment.




Not a subscriber?
Subscriber, but no password?
Forgot password?

Section A: General News Archives


Full article available to Wilson County News subscribers only. Click here to subscribe. Brownlow: Little chance ‘fracking’ could hurt water (September 2, 2015)
Full article available to Wilson County News subscribers only. Click here to subscribe. City’s proposed budget, property taxes raise questions (September 2, 2015)
Full article available to Wilson County News subscribers only. Click here to subscribe. County Commisioners ‘buckle up’ on $24M budget (September 2, 2015)
Full article available to Wilson County News subscribers only. Click here to subscribe. Court Update (September 2, 2015)
Full article available to Wilson County News subscribers only. Click here to subscribe. De Leon family sells Olivia’s San Antonio location (September 2, 2015)
Full article available to Wilson County News subscribers only. Click here to subscribe. Distracted driving program new requirement for teens (September 2, 2015)
Full article available to Wilson County News subscribers only. Click here to subscribe. Editorial: Coca-Cola to obese people: Hey, exercise more! (September 2, 2015)
Full article available to Wilson County News subscribers only. Click here to subscribe. Editorial: How will voters sort through all the candidates? (September 2, 2015)
Full article available to Wilson County News subscribers only. Click here to subscribe. Editorial: Libs: Symbols mean something — unless we disagree (September 2, 2015)
Full article available to Wilson County News subscribers only. Click here to subscribe. Floresville awards contract for event center repairs (September 2, 2015)
Full article available to Wilson County News subscribers only. Click here to subscribe. Floresville elections take twists (September 2, 2015)
Full article available to Wilson County News subscribers only. Click here to subscribe. Floresville struggles to ‘play ball’ (September 2, 2015)
Full article available to Wilson County News subscribers only. Click here to subscribe. Free webinar series for small businesses (September 2, 2015)
Full article available to Wilson County News subscribers only. Click here to subscribe. From student job to interim manager (September 2, 2015)
Full article available to Wilson County News subscribers only. Click here to subscribe. Karnes airport gets $2.1M in funding (September 2, 2015)
Full article available to Wilson County News subscribers only. Click here to subscribe. Labor Day office closures (September 2, 2015)
Full article available to Wilson County News subscribers only. Click here to subscribe. Letter: Karnes County officials continue spending (September 2, 2015)
Full article available to Wilson County News subscribers only. Click here to subscribe. Letter: Urgent: Nix Iran deal (September 2, 2015)
Full article available to Wilson County News subscribers only. Click here to subscribe. Letter: Voter ID thumbprint (September 2, 2015)
Full article available to Wilson County News subscribers only. Click here to subscribe. Make your way to Feather Fest (September 2, 2015)
Full article available to Wilson County News subscribers only. Click here to subscribe. MedDropSA is Sept. 5 (September 2, 2015)
Full article available to Wilson County News subscribers only. Click here to subscribe. Meeting Watch: East Central ISD (September 2, 2015)
Full article available to Wilson County News subscribers only. Click here to subscribe. Oscar Mayer issues recall (September 2, 2015)
Full article available to Wilson County News subscribers only. Click here to subscribe. Paid firefighters could aid La Vernia volunteers (September 2, 2015)
Full article available to Wilson County News subscribers only. Click here to subscribe. Police Blotter (September 2, 2015)
Full article available to Wilson County News subscribers only. Click here to subscribe. Register to compete in Adult Literacy challenge (September 2, 2015)
Full article available to Wilson County News subscribers only. Click here to subscribe. Relay committee to meet Sept. 8 (September 2, 2015)
Full article available to Wilson County News subscribers only. Click here to subscribe. SARA approves study of Floresville’s River Park (September 2, 2015)
Full article available to Wilson County News subscribers only. Click here to subscribe. Sponsors needed for Conversation with Constitution event (September 2, 2015)
Full article available to Wilson County News subscribers only. Click here to subscribe. Stockdale council approves $2.07M 2015-16 budget (September 2, 2015)
Full article available to Wilson County News subscribers only. Click here to subscribe. Substitute teacher training dates set (September 2, 2015)
Full article available to Wilson County News subscribers only. Click here to subscribe. TEA lauds Falls City, Poth (September 2, 2015)
Full article available to Wilson County News subscribers only. Click here to subscribe. The best medicine (September 2, 2015)
Full article available to Wilson County News subscribers only. Click here to subscribe. VA cuts backlog (September 2, 2015)
Full article available to Wilson County News subscribers only. Click here to subscribe. Welcome back! (September 2, 2015)