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Lost & Found

Lost/dognapped: Black Lab/Pyrenees male puppy, about 30 pounds, vaccination tag on collar, last seen on Wood Valley Dr., Wood Valley Acres, Adkins, Sat., July 18 around noon. 210-827-9533.

VideoFound: older Dachshund running down the road. If this is your dog please call (210)789-0925. Will need proof and verification that the dog is your's.
Found: Charm with picture of couple, at Pecan Park, July 17. Call to identify and pick up, 830-393-6785.
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*Fair Housing notice. All help wanted advertising in this newspaper is subject to the Fair Housing Act which makes it illegal to advertise "any preference limitation or discrimination based on race, color, religion, sex, handicap, familial status, or national origin, or an intention, to make any such preference limitation or discrimination." This newspaper will not knowingly accept any advertising for help wanted ads, which is in violation of the law. Our readers are hereby informed that all dwellings advertised in this newspaper are available on an equal opportunity basis.
Kitchen staff and cook needed. Apply within at Brietzke General Store & Cafe, 9015 F.M. 775, New Berlin.
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Bridal Guide: Newlyweds: What do we need to know about money?




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April 9, 2014 | 1,447 views | Post a comment

If you’re getting ready to tie the knot, then one thing you definitely want to talk about with your honey is money!

You probably have lots going on, and emotions are running high. But believe us: Now is the time to get on the same page about money. Money fights and money problems have been the leading cause of divorce for decades. But the good news is that these issues are preventable. Getting on the same page creates a strong foundation for a healthy, lifetime marriage. Plus, you’re stopping money fights before they start!

A lot of couples find that being unified with their money increases their overall sense of intimacy. Like Dave Ramsey says, “When you can talk about money, you can talk about anything.” Talking about money is easier than you may think--especially if you start before you say, “I do.”

The process of bringing your money together doesn’t have to add stress to a time of pre-wedding bliss. It can actually be fun! Here’s a quick five-step checklist to get you started building a solid foundation for your life together:

Put it all on the table. Transparency is the key! Lay out exactly what your current individual situations are openly and honestly, including how much debt you still have and what your views of money are. You might want to discuss what your parents taught you about money--and what you do and don’t agree with--kindly, of course. Criticism and judgmental attitudes are not welcome from either party.

“Marry” your accounts. When you get married, combining your money into joint accounts is a crucial step. You are becoming one. Keeping one area separated can lead to separation in others. Working together from a shared account brings honesty, unity, and a sense that “we’re in this together!”

Start budgeting together. Once you’re married, it’s time to put your combined income and expenses on paper, on purpose, and determine what a typical month is going to look like. It’s good to go ahead and practice budgeting together once you get engaged. That way, you can go ahead and make adjustments so things are set up to work smoothly when game time finally comes. After the wedding, revisit the budget each month at the Budget Committee Meeting to make adjustments as needed.

Make a plan. Once everything is on the table, determine as a couple what Baby Step you are on. If you were on Baby Step 4, but your bride-to-be is on Baby Step 2, then guess what? You’re on Baby Step 2 now. But that’s all right! You love this person with all of your heart, so taking “their” debt as “our” debt is a small price to pay in the grand scheme of things. Set priorities together and make a plan for moving through Dave’s Seven Baby Steps as a team.

Put your relationship first. Whatever you do, don’t stress. It’s just money. Your relationship is so much more important. Getting on the same page with money is extremely helpful, but it’s not the ultimate end all, be all. Just keep that in perspective when you come to the table together.

As you begin navigating these things together, you’ll build a stronger marriage, a stronger future, and a healthy family tree. Congratulations on your decision to make this a priority from the beginning, and blessings on your marriage!

--Used with permission from daveramsey.com.
 

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