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Lost & Found

$500 cash reward for the return or information that leads to the return of missing bull, registered polled Hereford with tattoo ID# Z203, distinctive marks on head, yellow tag in right ear, "D" brand on right hip, missing from Hwy. 119 and C.R. 454 intersection. Call Patrick Danysh, 210-827-9331.
Lost: Cow, black with white face, female, west of La Vernia, near 2831 FM 1346, weighs about 1000 lbs., she is a fence jumper. Anyone with information call 830-534-4675.
Lost: Calf, red and black tiger striped, white faced, Oak Hill Rd. off U.S. Hwy. 87, La Vernia. Call Carrol, 210-488-3071. 
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Help Wanted

ON-CALL CRISIS POOL WORKERS NEEDED. Part-time positions are available for after hours “on-call” crisis workers to respond to mental health crisis for Wilson and Karnes Counties. Duties include crisis interventions, assessments, referrals to stabilization services, and referrals for involuntary treatment services according to the Texas Mental Health Laws. You must have at least a Bachelor’s Degree in psychology, sociology, social work, nursing, etc. On-call hours are from 5 p.m.-8 a.m. weekdays, weekends and holidays vary. If selected, you must attend required training and must be able to report to designated safe sites within 1 hour of request for assessment. Compensation is at a rate of $200 per week plus $100 per completed and submitted crisis assessment, and mileage. If interested call Camino Real Community Services, 210-357-0359.
Karnes/Wilson Juvenile Probation Department is seeking the following positions: Juvenile Probation Officer: Must be degreed in Criminal Justice or related field with experience working with children and parents. Position is year round supervising juvenile offenders, making recommendations to court, curfew checks, and being on call. Attendance/Juvenile Probation Officer: Must be degreed in Criminal Justice or related field with experience working with children and parents. The Attendance Officer works same hours as the school districts providing prevention services to children and parents who have issues with truancy. Juvenile Probation Officer will manage a small caseload of juvenile offenders making recommendations to court, curfew checks, and being on call. Position is year round.  Individual must be versatile and able to separate prevention from intervention skills. Prevention Specialist: Position acts as a drill instructor within the environment of the Juvenile Justice Alternative Education Program (JJAEP). Follows JJAEP school calendar. This is a quasi-military program, so prior military experience a plus. Degreed individual preferred with experience working with children. Must be a Juvenile Supervision Officer or be able to obtain the certification. Administrative Prevention Specialist: Position acts as a drill instructor but takes on administrative assistant role to the Assistant Chief within the Juvenile Justice Alternative Education Program (JJAEP). Position will include direct contact with the child and parent. Must be a Juvenile Supervision Officer or able to obtain. Prefer degreed individual. Must have knowledge of military procedures. To apply send resume to n-schmidt@kwjpd.com.
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Section A: General News


Set your saving priorities




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Dave Ramsey
April 30, 2014 | 1,566 views | Post a comment

Dear Dave,

I noticed that your Baby Steps list puts saving for retirement before saving for your kid’s college fund. Sending your kids to college would come first on the timeline, so what is your reasoning behind this?

Jen

Dear Jen,

I advise this approach because everyone is going to retire someday, unless, of course, they happen to die before reaching retirement age. Retiring and eating are necessities. College is a luxury. Lots of people succeed in life without going to college, and thousands have worked their way through college. I worked 40 to 60 hours a week in college, and I still graduated in four years.

Having a college fund set aside by your parents is really nice, if they can afford that kind of thing. But you can go to school by getting good grades, applying for scholarships, working your tail off, and choosing a school you can afford. I believe in education, but there are lots of ways to get a college degree other than having your parents foot the bill. Besides, the last time I checked there weren’t any good ways to retire that didn’t include saving and preparing for retirement beforehand. I mean, you can always try to live off Social Insecurity, but I don’t consider that a plan.

In short, college funding is not a necessity. That’s why it follows saving for retirement in the Baby Steps. Should you try to save up for your kid’s college education? Sure, if you can. But there are lots of parents out there who won’t be able to pay a dime toward someone’s college education. And that doesn’t make them bad parents!

Dear Dave,

I think I made a big mistake when I bought my car. I’m having a hard time affording the $500 a month payments, because I only make minimum wage at my job and work 35 hours a week. My boyfriend, who was supposed to help me pay for it, has moved out and left me. I owe $20,000 on the car, but I know it’s still worth about $19,000. What can I do?

Rachel

Dear Rachel,

Sell the car! You went car crazy and bought a vehicle that was way out of your league.

Right now, your entire financial world is wrapped up in paying for this thing. And depending on a boyfriend to help make the payments was a big mistake, too. When he left, so did the financial support.

At this point all you need is enough to cover the hole you dug. Go to your local bank or credit union and try to get a very small loan from them -- about $3,000. I hate debt, but you really don’t have a lot of options here. Then, if the car will sell for $19,000, get it sold and use $1,000 to cover the difference.

After that, take the remaining money and buy yourself a little beater. I’m talking about basic, ugly transportation. The next step is to pick up a part-time job on the side, and work like crazy for a few months to get that loan paid back as quickly as possible. Don’t ever do this kind of thing again, Rachel!

Dave Ramsey is a best-selling author of The Total Money Makeover and the nationally syndicated host of “The Dave Ramsey Show,” which airs locally on radio station 550 KTSA. View column archives at www.daveramsey.org. Questioners’ identities have not been verified by the Dave $ays column or this newspaper.
 

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Section A: General News Archives


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