When a tree falls, does your insurance apply?

Will insurance pay when a tree crashes down on your car or house? Sometimes. If a tree or branch falls on your house or car, follow these tips:
•Take photos of the damage before you move the tree, make repairs, or take other steps to prevent more damage.
•Make temporary repairs to prevent more damage, and contact your agent or insurance company as soon as possible.
•Save your receipts for reimburs...